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As a motorist, the only way you will be able to drive with peace of mind is when you know that you have a protection cover that good enough. There are so many auto policies out there, but only those that have important features included will save the day for you when you need it the most. When looking at a cover, you should think about must have features, should have features and could have features; it is always best that you prioritize the must have features before anything else to enjoy the kind of benefits that are truly important.
Windscreen cover – This is a must have feature in your policy. It simply means that you will have the windscreen replaced or repaired following damage claim or a loss claim. A good policy should offer good value for the repairs; you should look to find out whether sunroofs and windows are included too. Also important to check is whether there are any repairer requirements that can limit the amount payable to the claim.
Personal belonging cover – This feature will cover any damage or loss of personal belongings in case of theft in the car, fire or accident. Remember that only personal belongings that were in the car during the occurrence will be covered, but essentially debt and credit cards, money and tickets and such items are not included in this cover. Theft of items that are carried out in the open or those that are in a convertible car may not be covered too unless maybe they were locked up.
Theft and loss of car keys – The feature will cover alarm keys, ignition keys, steering lock keys and even door openers. Your insurer will pay towards replacement of the keys and locks that are relevant. It is, however a feature that may not cover you in case you leave the keys on or in the car or those that are taken by family members without your permission.
Roadside assistance – It is among the most important features you must have in your policy. There is never telling when your car may develop problems; it could happen at any given time and at any given place greatly inconveniencing you. A protective cover that also caters to roadside assistance when the need arises will save you time and money of seeking outside assistance.
Car rescue cover – When you are involved in an accident, your car may be immobilized making it difficult for you to move it. Courtesy towing feature in your policy will help you cover the costs of removing it from the scene. The cover can also help with necessarily quick solutions to keep you mobile as the car gets repaired. The details of this feature will of course vary from one policy to another, so make sure that you choose terms that you feel will come in handy when you need them the most. The more you can get from your auto policy the better it will be for you.
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