Begin your search for a good business insurance agent by making inquiry of other businesses in your area. They can provide both the pros and cons of available agencies. If they offer a recommendation, ask if they know the employee turnaround at the agency (only new faces / no familiar ones?). Low employee turnaround indicates that workers usually enjoy their job, and their employer. Their desire will be to provide the excellent customer service your insurance premium dollars descent.
Once you have your list of potential agents, check with the Insurance Commissioner's office of your state. They can verify if an agent is both licensed to do business, and is also able to legally sell the type of insurance coverage (s) that you require. Seek out the Better Business Bureau to see if any complaints have been filed. They may, or may not, be able to divulge the details of specific complaints, but they should be able to advise you if there is a history.
In addition, your local Chamber of Commerce is a great source. The Chamber, itself, may be related to endorse any particular agent; however, you should attend a few meetings, network, ask around. Who knows, you may even meet your future agent! Lastly, interview several agents; make certain that they take the time to answer all questions, especially by explaining required coverage (s) and payment plans.
Retaining an excellent qualified business insurance agent is important in the operation of your own business. We never look forward to filing an insurance claim, yet we want / need someone we can rely on when we do!
