• Latest
  • Trending
  • All
  • News

What a Basic Home Owner Insurance Policy Covers

March 12, 2018
5 Vital Car Cleaning Tools To Make A Car Look Brand New

How Exterior Detailing Services Can Enhance the Look of Your Vehicle

January 21, 2024

The Ultimate Guide to Rebuilding a Transmission – Everything You Need to Know

December 10, 2023
5 Weekend Travel Tips for Lasting Joy With the Family

Preparing Your RV For Storage – Essential Steps to Take

November 21, 2023

5 Reasons Why Regular Auto Repair Services Are Crucial for Your Vehicle

November 21, 2023
Comparing the Services of Open Vs. Enclosed Car Shipping

Comparing the Services of Open Vs. Enclosed Car Shipping

November 20, 2023
Heavy Vs. Light Duty Towing: Knowing The Kind of Truck You’ll Need

Heavy Vs. Light Duty Towing: Knowing The Kind of Truck You’ll Need

November 11, 2023
6 great reasons why vehicle owners won’t be stranded when calling out a local locksmith

6 great reasons why vehicle owners won’t be stranded when calling out a local locksmith

October 27, 2023
Six Reasons to Buy a Classic Corvette

Six Reasons to Buy a Classic Corvette

October 20, 2023
Top 5 Signs of Alternator Problems

Top 5 Signs of Alternator Problems

October 10, 2023
7 Common Engine Rebuilding Mistakes and How to Avoid Them

The Benefits of Reliable Auto Repair Services You Can Trust

October 9, 2023
Practical Car Interior Gadgets to Upgrade Your Ride

Top Reasons Why Used Cars Are a Better Investment

July 2, 2023

Essentials of Handicap Vehicles

June 20, 2023
  • Guest Posts
  • Advertise
  • Contact
  • Privacy Policy
Friday, July 18, 2025
  • Login
Tech Featured - Automotive
  • Home
  • Gadgets
  • Automotive News
  • Interesting Topics
No Result
View All Result
Tech Featured - Automotive
No Result
View All Result
Home News

What a Basic Home Owner Insurance Policy Covers

March 12, 2018
in News
0
76
SHARES
217
VIEWS
Share on FacebookShare on Twitter

Most often, a home owner insurance policy will cover damage that occurs to your property. You can find out what your policy covers. Then, you will be able to determine what the policy leaves vulnerable. If you wish, you may buy additional coverage for those events or items.

There are several types of damage usually covered by a home owner insurance policy.

  • Fire or lightning. Fire is one of the greatest forces your home can come up against. All policies cover fire, and lightning should be a part of the package. This type of coverage is a given with any reputable company.
  • Smoke. Where there is fire, there is smoke. If your house is damaged by fire, the smoke damage should also be covered. Even if there was no actual flame, smoke itself can cause its own destruction.
  • Explosions. There could be many different reasons for an explosion. The problem could be because of a gas leak. Whatever the reason, the destruction will probably be devastating. Your insurance policy should cover it.
  • Windstorm or hail. Hail can ruin a perfectly good roof. Windstorms can cause all kinds of damage. You would need to file an insurance claim to make the necessary repairs.
  • Weight of snow, sleet, or ice. Especially if you live in a cold climate, precipitation on your roof can damage your home. The damage could even go beyond the roof, down into the interior of your house. Insurance should cover it.
  • Damage by vehicles; damage caused by aircraft. If someone drives their car into your living room, any good insurance policy will cover it. The same is true if a plane crashes through your roof. Just be sure to call the police to the premises to make a report.
  • Vandalism. Contrary to common thought on the subject, vandalism is not always carried out by young people. Having the insurance company fighting on your side will help police find who did it.
  • Theft. If your belongings are covered by your insurance, the company should pay a claim for any losses you can prove. With your inventory in hand, make your claim.
  • Plumbing ruptures and freezes. Your plumbing may suddenly spring a leak for no apparent reason, or your pipes might burst after a cold snap freezes them. In any case, repairs are covered.
  • Damage from electrical current. If there is a sudden current surge, you can recover damages. You will not be able to make a claim for electronic equipment, though.
  • Falling objects. Imagine that a tree falls on your home. Your home owner insurance policy should take care of you.
  • Some unusual events. Volcanoes should be covered. Civil commotion and rioting can damage your home and insurance will help you repair it.

Your home owner insurance policy is there to make your life easier when disaster comes. Find out all you can about what is covered. Make provisions for what is not. That is the best you can do.

Tags: HomeInsuranceOwnerPolicy
Share30Tweet19Share8
  • Trending
  • Comments
  • Latest

John Christie Electric Generator – Generates 24 Kilowatts Of Free Electricity

November 21, 2016

How to Use a Magnetic Generator to Get Rid of Your Electricity Bill

November 21, 2016

Buying a Gazebo – How to Install a Gazebo on Grass

June 8, 2017

The Environmental Benefits of Automobile Recycling

0

Automotive Fasteners – A Number of Items Included on the List

0

Drag Racing – The Perfect Launch

0
5 Vital Car Cleaning Tools To Make A Car Look Brand New

How Exterior Detailing Services Can Enhance the Look of Your Vehicle

January 21, 2024

The Ultimate Guide to Rebuilding a Transmission – Everything You Need to Know

December 10, 2023
5 Weekend Travel Tips for Lasting Joy With the Family

Preparing Your RV For Storage – Essential Steps to Take

November 21, 2023
Tech Featured - Automotive

Navigate Site

  • Guest Posts
  • Advertise
  • Contact
  • Privacy Policy

Follow Us

No Result
View All Result
  • Home
  • Gadgets
  • Automotive News
  • Interesting Topics

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In