Locating cheap auto insurance companies in Washington takes understanding of what coverage is needed, the discounts available, and which companies to look at. In this article, we will run through each of those aspects in detail to ensure that you are ready to begin your search for a cheaper car insurance company.

Where To Save

Washington requires only that you carry liability coverage on your vehicle. They require bodily injury set at $25,000/$50,000 and property damage set at a minimum of $10,000.

The discounts in Washington for auto insurance are as follows:

Affinity groups: Check with organizations or professional groups you belong to. They may have contracted with a specific insurance company to get members a discount.

Good student discount: Full time students between the ages of 16-24 can qualify for a substantial discount with a GPA of 3.0 or better.

Senior defensive driver: Drivers between the ages of 55-65 can take this course to become eligible for a discount through certain insurance companies.

Auto/home/life discount: Combine insurance needs under one company to qualify for discounts off each policy.

Other savings on auto insurance in Washington may be achieved by doing some of the following:

Reconsider the coverage you need. Are you carrying comprehensive/collision on a vehicle that is older than 10 years old? Check the blue book value to determine if that coverage is necessary.

Cut down on your work commute. Save the environment and on your insurance at the same time!

Comparing many different companies and being aware of the discounts you should be able to receive. If you get a quote from one company but notice they aren’t giving you a multi-vehicle discount like the last one did, make sure to speak up!

Finding cheap auto insurance companies takes time and research. However, here is a good list to start with of leading insurance companies in Washington:







While you are familiar with the names, you may want to check out their ratings in Washington through independent auditors like A.M. Best, Moody’s or Standard & Poor’s. Company performance does vary from state to state.

Compare Cheap Washington Auto Insurance Companies

Now that you understand what savings to look for, as well as some well-known insurers, start your search by using free search tools. Find cheap auto insurance companies in Washington by comparing rates!