Are you ready to purchase insurance for a car? If so, you will want to make sure that you get a variety of different quotes. When you get multiple quotes, you are able to compare various companies and the policies that they offer to find the best policy and price for you. Of course, no matter where you plan on getting that quote, you will need to give the company that information. Here is a look at some of the information you need to have on hand if you want to get a good quote.
Of course, you need to have the information regarding your vehicle on hand when you are ready to get a quote. This includes the make and the model of the car that you want to insure. In many cases, you will need to have the registration number for the vehicle on hand as well to give to the company.
Another important piece of information that the company will want is your full post code. Why do companies want to know where you live? Where you live is actually going to impact what you pay. If you live in a rural area, you may get a good deal on the cover. However, if you live in a city area, especially where there is high crime, you may have to pay more, since you present a larger risk to the company.
You will need to tell the company where you keep your car as well. Do you keep it in a garage or do you keep it on the street? Keeping it in the garage will result in lower rates. However, make sure you are honest. If you say you keep the car in the garage and your car is stolen when it is on the street, the company may deny your claim for this. It’s better to be honest up front with the companies.
If there are going to be any other people driving the vehicle, you will need to give their details to the company as well. This will include their occupation, their residency, their date of birth, full name and the type of license that they have. Make sure you name everyone that will be driving the vehicle at all.
Companies also want to know what you will be using the vehicle for when you are driving it. Are you using it for pleasure, to commute to work, or for business purposes? This can influence the type of policy that you are offered.
If you have a no claims bonus already, they’ll want to know about it. You will need to tell them who you had the discount bonus with and the number of years that you have with no claims. This is important because some companies will honour the no claims bonus from the previous company. This can end up saving a huge amount of money on your car insurance.
This is just a look at some of the information that you will need to have when you are looking for quotes on the car insurance you want and need. Make sure that you also let them know the type of cover you want, any convictions on your license and the estimated mileage that you drive each year. When you are honest and upfront with your information, you are able to get the best possible deal and you will ensure that you are fully covered when you need it.
