If you want to get the most affordable car insurance plan, you have to compare car insurance rates from multiple insurance companies. Here's the fastest and easiest way to do that.
Comparing Quotes
It used to be that you had to spend several hours on end calling insurance companies to get the very best insurance plan quote. These days, comparing car insurance rates is simple … thanks to the Internet.
Due to the fact that rates can differ by $ 1,000 or more from one company to another, you will need to head over to an insurance comparison site where you will get rates from many different auto insurance companies.
Not only can you receive a number of rate quotes from these websites, some of these websites are offering money-saving advice in their "Articles" section, and offer an online chat feature and toll-free telephone support so you can receive answers to your inquiries from an insurance expert.
Obtain Car Insurance Discounts
In order to obtain your auto insurance quotes, you will have to fill out a simple questionnaire where you can request each of the discounts and deductibles you want. To help you save even more money on your insurance coverage, do the following:
* Increase the amount of your deductible. This can save you as much as 55% on your insurance policy.
* Bundle your insurance policies – Buying your car and home insurance with the same company will save you up to 15% on your insurance premium.
* Have safety devices like a burglar alarm installed in your vehicle.
* Do away with unneeded coverage – Consider eliminating your comprehensive plus collision coverage if your car is more than 5 years old, or if the cost of your annual premium is the same as the selling price of your car.
Auto Insurance Companies
Once you've selected the very best quote, you are going to want to ensure the company is reliable and will pay your claims. Use these sites as a way to help you decide if a company is a good one to insure your car with.
1. Your state's department of insurance website will show you how many grievances were placed against an insurance company.
2. JD Power and Associate's website will give you customer ratings.
3. You can get a company's financial rating through the AMBest.com website.
By taking these extra steps, you will know that you are not just getting the most affordable quote, but that you are getting a reliable company.
