If you’re looking for low rates on car insurance in the state of North Carolina I would recommend taking a minute to read the cost-saving tips provided below. Car insurance in North Carolina differs in price a lot from one policy to another compared to most other states.
North Carolina Auto Insurance Rates
Most of the websites advertising North Carolina auto insurance will not provide you with cost saving facts that you’re looking for. Therefore, I have provided some of the best tips I’ve found for saving money on your next North Carolina car insurance policy.
- Paying in installments could increase your car insurance. Fractional premium fees are usually charged when you divide your car insurance annual premium into installments like 6 month, quarterly or monthly are the typical breakdowns in North Carolina. Usually, the more you break down your installments, the higher the premium fees will be. I recommend 6 month installments, as this seems to be the best fit for affordability and convenience.
- How much does the model of your car affect your premiums? The auto insurance company premium rating system for cars is on a scale from 3 to 27 in the state of North Carolina. These ratings have been established by the Insurance Services Office, and the higher the number of your model, the higher your premiums will be. Unfortunately, these numbers are only available to the auto insurance companies. Therefore, you can’t find out your car’s number before you purchase your car. That’s why it’s so important to get as many quotes as possible before picking a policy.