• Latest
  • All
  • News
  • Business

Auto Insurance Quote – BIPD and Uninsured Motorist Coverage

Jan 2, 2017
How to develop an insurance product – technologies and tips

How to develop an insurance product – technologies and tips

Jun 7, 2023

A Comprehensive Comparison: Lumos Q3 Pro, Aukey RD-870S, Wanbo New T2 Max!

Jun 6, 2023
Why Outsourcing Bookkeeping and Payroll Services is the Smart Choice for Growing Businesses

Why Outsourcing Bookkeeping and Payroll Services is the Smart Choice for Growing Businesses

Jun 6, 2023
5 Ways An Enterprise Software Solution Can Improve Customer Relations

How to Optimize Project Timelines and Budget for Outsourcing Software Development

Jun 2, 2023
5 benefits of SEO to the online gambling industry

Why SEO Service Experts Are Essential for Your Business

May 31, 2023
Why Do College Students Love Gaming?

12 Addictive Free Online Games That Will Keep You Hooked

May 27, 2023
5 Key Steps to Growing Your Online Business

5 Key Steps to Growing Your Online Business

May 25, 2023

Marijuana legalization law in california

May 22, 2023

How to Optimize Your Printing Workflow With a Desktop Extruder

May 13, 2023
Fundamentals Of Quality Website Design

How UX Design Agencies Can Help You Build a Customer-Centric Website

May 12, 2023
Can a VPN Service Help Your Business?

Securing Your Digital Footprint

May 8, 2023
How to Use Glass in Your Home Renovation Project

How to Use Glass in Your Home Renovation Project

May 2, 2023
  • Guest Posts
  • Advertise
  • Contact Us
  • Privacy Policy
Thursday, June 8, 2023
Tech Featured
  • Home
  • Latest Tech
  • Apple
  • How to’s
  • Apps
  • Automobiles
  • Gadgets
  • Gaming
  • Reviews
  • Tech Tips
No Result
View All Result
No Result
View All Result
Tech Featured
No Result
View All Result
Home News

Auto Insurance Quote – BIPD and Uninsured Motorist Coverage

by techfeatured
Jan 2, 2017
in News
0
0
SHARES
11
VIEWS
Share on FacebookShare on Twitter

How many of you have sat down to get an auto insurance quote and quickly realized you don’t know what you are looking at? Getting an auto insurance quote can be downright frustrating, but the following can help you through two major steps of the process!

First off, what does BIPD stand for? When looking at your auto insurance policy BIPD is the area that deals with the liability coverage to your vehicle, or, the coverage used to pay for the other party’s damages when you are at-fault for an accident. BIPD stands for Bodily Injury and Property Damage liability and here is how to read those three blocks you will be requested to fill out.

(1) Auto insurance quotes online will make you select the liability limits for your vehicle in three different boxes. The first box is for the property damage to the individual in the other vehicle. In short, if you have 100/300/100 BIPD coverage on your vehicle, you will have up to $100,000 to pay for injuries to each individual in the other vehicle.

(2) The second box of your auto insurance quotes online with respect to BIPD is for the total amount you can pay for injuries to passengers in the other vehicle. For example, if you have 100/300/100 BIPD on your vehicle, you will have up to $300,000 total to pay for injuries to the passengers in the other vehicle or vehicles.

(3) The final box of your auto insurance quotes online for BIPD is the total amount you can pay for physical damage to the other auto or autos in an accident that was your fault. To put it plainly, if you have 100/300/100 BIPD coverage on your vehicle, you will have up to $100,000 to pay for physical damage to the other vehicle or vehicles.

Uninsured motorist coverage basically works in reverse of liability coverage in that if you are hit by an uninsured motorist and it is their fault, the repairs or medical bills are paid under your uninsured motorist coverage. However, there are some tricky aspects of uninsured motorist coverage when it comes to your auto insurance quotes; here is how uninsured motorist coverage breaks down.

(1) The first part of your uninsured motorist coverage on auto insurance quotes is just the same as BIPD except in reverse. In other words, if you have 100/300/100 in your uninsured motorist coverage then you have up to $100,000 to pay medical bills to the passenger or driver in your vehicle. This is, of course, if the uninsured motorist is responsible for the accident.

(2) The next part of your uninsured motorist coverage on auto insurance quotes is also the same as BIPD in reverse. For example, if you have 100/300/100 in your uninsured motorist coverage then you have up to $300,000 to pay medical bills to all of the passengers in your vehicle.

(3) The final third of uninsured motorist coverage is where it gets tricky with auto insurance quotes. Why? Because depending on the state where you live it may or may not be available at all! This would be the part of your quote that has to do with the property damage to your vehicle. Some states don’t offer uninsured motorist property damage coverage and some do.

Tags: AutoBIPDCoverageInsuranceMotoristQuoteUninsured
ShareTweetShareSendShare

For any queries, you can reach us at [email protected]

Latest Posts

  • How to develop an insurance product – technologies and tips
  • A Comprehensive Comparison: Lumos Q3 Pro, Aukey RD-870S, Wanbo New T2 Max!
  • Why Outsourcing Bookkeeping and Payroll Services is the Smart Choice for Growing Businesses
  • How to Optimize Project Timelines and Budget for Outsourcing Software Development
  • Why SEO Service Experts Are Essential for Your Business
Tech Featured

© 2022. All Rights Reserved.

Navigate Site

  • Guest Posts
  • Advertise
  • Contact Us
  • Privacy Policy

Follow Us

No Result
View All Result
  • Home
  • Latest Tech
  • Apple
  • How to’s
  • Apps
  • Automobiles
  • Gadgets
  • Gaming
  • Reviews
  • Tech Tips

© 2022. All Rights Reserved.