Do you need to open a bank account in one of the Portuguese banks but do not wish to make any extra effort for this? The awesome news is that you have an opportunity to complete such stuff fully online! Follow this article to find out the details.
First of all, note that a bank account is required for plenty of activities in Portugal. That is why postponing opening it may result in facing some obstacles that can disappoint you a lot.
The Very Start of the Procedure: Choose the Team
It’s senseless to pick those you have no idea about. That is why some research is going to be mandatory in this case. This is what you need to look at.
- Whether a team enumerates the documents that will be necessary on their site. This info should be represented in a form that will be as clear to the potential clients as possible.
- The price. Facing a cost that is hard to afford or one that is too low are both signs that something is suspicious. So, something in between will be just great.
- The way a site is presented to the customers. It should be easy to navigate and well-developed.
What is more, it is amazing when you have a chance to familiarize yourself with the positive reviews about a certain provider.
Get The Essential Stuff Ready
Let’s say you have made your decision speaking of who will help you to open Portugal bank account online. Study what you need to present one more time and prepare all of this. As usual, the list is not too great. This is what you will surely have to suggest.
- Proof of ID. A copy of the EU ID card or a passport will be just fine for this.
- NIF. It is a special tax number that is used by the tax authorities of the country. However, you may also request it online if you do not have it yet (in case you do not want to face any hardships with this).
- Statement of address and income. These documents are especially important for those who want to have an account in one of the Portuguese banks. By the way, it does not matter whether you will apply for a procedure online or will do everything in person because these papers have to be presented anyway. A driver’s license or utility bill will be fine to prove an address while a job contract will be okay to state where you work and how much you earn.
That’s it. Let this list be the focus for you when you select a company to work with and upload the documents asked from you.
So, as soon as you are ready with the scans, feel free to proceed with the download of this stuff to the site of the company you cooperate with. It will not take too much time. Besides, you should sign your documents (e-signature) and complete the form in case it is given (this is what happens in most cases). Soon after this, the actual process of opening a bank account will take place.
If there is something wrong with your documents, a representative of a reliable company will inform you about this. For instance, some clients upload papers (scans) that are impossible to read and deal with in general. Certainly, such stuff has to be replaced with documents of better quality. Make sure you present those at the very beginning.
Pay for the Services You Are About to Get
If the download of the documents went successfully, you will be offered to pay for opening an account in one of the Portuguese banks (Novobanco is a great choice by the way). This is done by redirecting you to the page where it is obligatory to state the info about the payment method that is going to be used. In most cases, it is a credit card.
Expect Till Your Account Is Opened
Now, it is time to be patient! If you have chosen responsible people to work with, your account will be opened soon and you will be able to use it the way you want. Make sure you ask the intermediary how long everything will take so as to plan your activities (especially the ones that require having a bank account).
While you are waiting for your account to be officially opened, you may think about whether you need some other services that can be ordered online too. For instance, this is applying for NISS, NHR, a visa, etc.
Hope you will be able to open your bank account in Portugal without problems! And sure, your online experience with this will be easy and convenient!