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What To Look For In An Auto Insurance Company

Since almost all the states require that you have auto insurance, the question should not be whether you want it, but what you want your policy to cover. Indeed there are many decisions, but they do not have to be difficult ones to make if you know what you are looking for. Once you know what you want, then it will be much easier to find a company that can give you that for the lowest price.

How To Decide What You Want

You must decide what all your personal needs are such as a teenager in the house who also drives, but needs to be covered as well. Then make sure the policy will cover everything on the list.

How Much Liability Coverage Should I Get?

You also must decide how much liability coverage you want (paying for damages that you cause to another person on the road). There are two parts to liability coverage: bodily injury and property damage to the other person. Since liability insurance is the main reason to get insured in the first place, it is strongly recommended that insurers insure themselves well above the minimum requirement of the state. It is a good idea, in this area, to go as high as you feel you can because if you are unable to pay all the damage costs, first your assets will probably go to help pay for it, then you will just be in mounds of debt. You could get lucky and maybe they would have insurance for the underinsured (you) and maybe their attorney wouldn’t go after you, but don’t count on it.

How Much Collision Coverage, If Any, Should I Get?

One should assess the value of one’s car first before deciding on collision insurance. Is your car old anyway and on its last leg, or is it brand new? How much are you willing to pay out of pocket should anything happen? If your car was totaled, would you rather pay out of pocket and/or risk your insurance going up, or would you rather just buy a new car? You should only get collision coverage if you feel a need to keep your car and repairs from such an event would be much more than staying insured, thus requiring the help of your insurance. It is important to note that collision insurance will insure no matter who is at fault, generally.

What Other Types Of Coverage Should I Consider?

Comprehensive auto insurance means exactly that, it is all comprehensive (it includes just about everything else that could go wrong with your car). For example, if your AC broke, it could cover repairs for that, or if your car got stolen it would cover for that as well. It will also (typically) cover for extended medical expenses of anyone injured in the accident, salary lost during that time, and funeral expenses. That is the one thing about life, full of endless possibilities, so if any of these coverages are important to you, then you should get the comprehensive coverage plan.

Now, if you really want to protect yourself well you can also get insurance for the uninsured as well (or underinsurance for those who are underinsured). So, that basically means that your insurance will cover what they were supposed to cover, them being at fault, but because they have no insurance, you will get covered with no hassle. This is important to have if you are worried that someone will hit and run. If they are able to get away without your knowledge of their driver’s license or anything, then there won’t be much you will be able to do about it.

How High Should My Deductible Be? Your deductible is how much you must pay out of pocket before your insurance will help you. The higher your deductible, the lower your monthly payments (your premium). So, if you are not very accident prone, perhaps a high deductible would be good for you, as high as you feel that you could pay yourself. If you are still struggling with what you want your deductible to be, think of this scenario: You get in a fender bender by running into the friendly pole over by your gas station, and it is $500 to fix. Would you rather pay out of pocket? Or go through your insurance risking that your rates will increase. How about if it was $1000 to fix? Now how about $1500 to fix? Now $2000 to fix? The highest number you would want to pay out of pocket for should be your deductible.

How Can I Save Money On My Insurance Plan?

As talked about above, the higher the deductible, the lower your premiums, which can save you a bundle of money. That is a good way to save money and still be able to keep your good coverage. Even if you up your deductible to $500 dollars, your premium will be much less. If you are worried you will not have that extra $500 on hand when you need it, it is probably a good idea to keep it in your emergency savings in a high interest bearing account. In fact, keep your entire deductible in there, and then if you ever need it in a pinch, you will have it. It will save you tons of money in the long run.

Teens If you have teens that you need to cover, cover them with your insurance plan. Do not cover them separately, it will be much more expensive. Same thing with their cars. List their cars alongside yours.

Coverages

Another way to save, or — not waste your money, is to be sure you are not overcompensating in your coverages. For example, if you already have good coverage in your health insurance to cover for your personal injuries no matter what the cause, then in an auto accident you would have coverage for your injuries already through your health insurance. Therefore, you would probably be OK just having the minimum requirement in your auto insurance for your own personal injuries. You would probably be surprised all that your home insurance would cover too, so be sure to look at the coverages you already have closely before making definite decisions.

Bulk Buy

Now, you may want to consider getting your auto insurance with the same company that you get your homeowners insurance with, or another insurance, because lots of times they will let you get your insurances for less if you purchase more than one through them. Always remember that if a company does not work out to your satisfaction, you can always change your policy or change companies altogether BEFORE it is time to renew your policy. You can change things any time you feel the need, you never need to wait.

How Can I Be More Certain That This Company Is A Good Company?

Customer Service is always an important aspect (of any company for that matter!), and a good one to test out! Think of a crazy or absurd question, then call their customer service and test it out! Or, any question for that matter! If you are on hold for an hour, then they probably do not provide good service.

Body shops are another good place to look. Managers there have to deal with auto insurances all the time. Ask them which are the best to work with! I am sure they would have some recommendations for you to make their lives easier! They would know which insurances try to get away with replacing parts with cheaper parts to save themselves money, and which would have parts replaced back to their original quality.

Word of mouth is always a good way to find good companies too, experiences from other people, whether on forums online or from friends. You can compare quotes online at http://www.foxquotes.com

Source: http://ezinearticles.com/?What-To-Look-For-In-An-Auto-Insurance-Company&id=381579

Uses of CNC Machining In the Automotive Industry

Many car enthusiasts like to get under the bonnet and learn more about how their vehicle works, whether that is out of general interest or so that they can squeeze any extra power out of the engine. In this article we will look at how CNC machining is responsible for your car’s power output, it’s ignition system and much more.

Does Your Car Start First Time?

Many readers over the age of 40 will remember their first cars requiring a lot of TLC when starting up for the first time, especially in the cold. Often, not using the car for a week or so would mean getting out the jumper cables and asking your neighbour to help starting up when you need to get to work on a cold morning. Chances are, this is now a distant memory, and you’ll be more accustomed to starting your car without a key, let alone with a jump start. So how has this transition come about? it is down to the magic that is CNC machining.

The component in your engine that is responsible for starting your car is called the starter motor. Over the years, computer numerical controlled manufacturing has become more and more advanced, with higher precision parts being crafted by car makers. This fine quality has reduced the failure rate of starter motors, while at the same time requiring less energy to turn the engine on. So how is that? it is thanks to highly precise components that the starter motor has become more efficient over the years, with less potential points of failure. As a result, your car will now consistently start whereas as late as 20 years ago, your family car will likely have been a lot more troublesome.

How Much Horsepower Does Your Car Have?

Another department where cars have benefited from the wonders of CNC machining is in the realm of increasing power. Car enthusiasts will know of American muscle cars with engines as big as 6 litres or even up to 7 and a half litres, yet only developing a pitiful 250-350 horsepower. How incredibly inefficient! Yet at the time of writing in 2013, the Ford Fiesta ST has a 1.6 engine with approaching 200 horsepower, and the average 2 litre naturally aspirated BMW has 177 horsepower. In as late as the early 1990s, your average 2 litre engined car could only manage around 100 horsepower. So how have cars become so powerful with smaller engines? It is all down to CNC machining and the additional efficiency this can bring. Using this technology, car parts can be built to much tighter tolerances, meaning less wear on the engine, and therefore increased power and fuel efficiency.

Performance tuners also turn to CNC machining when they want to increase power in their vehicle. Racing parts must be designed to even tighter tolerances to produce the least energy wastage and highest power. In fact, modern Formula 1 engines are made to so precise tolerances that their engines cannot be started cold. Instead, their engine oil must first be heated to an optimal temperature. A similar phenomenon is seen in tuned road cars. As increased power requires a more efficient engine, more precise parts are required to eliminate any points of the engine that saps power. As a result, more power is generated, but in return the average performance vehicle or tuner car will need more maintenance and servicing as a result.

Source: http://ezinearticles.com/?Uses-of-CNC-Machining-In-the-Automotive-Industry&id=8150825

Cheaper Student Auto Insurance

The reality is young people pay the most of any demographic for automobile coverage. The good news is cheaper student auto insurance can be attained by making some smart moves. Below are some simple steps students can take to lower their premiums.

1. Stay on your Parents Policy

Unless you are making serious money and can afford super high premiums, talk to your parents about adding your car onto their policy. This will save you about 20% or more. Bundling multiple automobiles is a simple way to save and this includes students living on a tight budget.

2. Get Several Discounts

As a young driver, you might be thinking there are no discounts available for you. This is simply not true. If you have a solid GPA of a B or higher, you automatically qualify for a price break. Getting top grades will not only help you get a good job later on, but will lower your premiums about 5% or more. So why do insurers give lower rates to students with good grades? The secret is in the data. Auto insurance companies have compiled a huge amount of statistical data about accidents. There is a direct link between people who are disciplined and responsible academically and lower vehicle crashes. Car insurance premiums are based on the perceived risk associated with a driver, based on a person’s profile. After you finish school, you can continue to get these discounted pricing for up to a year, which is another incentive to get good grades.

To get this discount, students need to meet several qualifications. These include:

* Most auto insurers offer these special prices to students that have and maintain a G-P-A of a B or higher during the school year. The old adage of hard work pays is absolutely true.

* You need to be an active full-time student at a high school or college.

* Most car insurance companies put a cap on this discount at 25.

If you are reading this as a parent, talk to your kid about using this as a motivation for getting great grades. Reward them with something special, like a night out at a special restaurant, if they come home with a good report card.

3. Take a Certified Safe Driver Class

A great way for students to both learn about safe driving and lower their rates is by taking a driver safety class. Usually, the classes are held by retired highway patrol police officers who will share their amazing tips on how to stay safe on the road. You will learn how to drive carefully in rainy weather, snow and what to do to avoid accidents to name a few lessons. After you complete a certified class, call your provider and ask for this discount. Many companies will give an automatic 10% price reduction.

4. Buy a Vehicle that is Cheaper to Insure

The vehicle that you buy is one of the biggest things that will determine your car insurance costs. If you are a young student on a fixed income or have no job, it only makes sense to get a car that is cheap to insure. Yes, this means a boring car like a Toyota Corolla or used Subaru. Vehicles that are 5 or more years old can be bought at 50% off retail. If you buy the car outright and don’t finance it, you will have more control over the coverage you buy. If you don’t drive too much and are careful on the road, it might be smart to get a cheap liability only policy. This can be had for about $100, even for young students under 25 years of age.

5. Consider a Resident Student Discount

Most people have never heard of a resident student insurance discount. In a nutshell, those students who leave for college in a different state or city can get a big discount on rates. The big thing to consider however is students cannot drive while school is in session. They will be restricted to special events, such as the Christmas holiday or summer vacation. Students who want to take advantage of this program need to first contact their insurer to make sure it’s available and then provide the proper documentation, which is a certified copy of admission to the school or university they are enrolled in.

Source: http://ezinearticles.com/?Cheaper-Student-Auto-Insurance&id=9554386

Review Car Insurance Changes, Low Car Insurance Rates Are in the Offering

The New Year 2010 has just started and this is a good time to review car insurance changes which have been implemented in 2009 and which will help us in getting a low car insurance rates.

As of October 2009 seven states-California, Connecticut, New Jersey, New York, Oregon, Utah and Washington State-plus the District of Columbia, have banned the use of hand-held cell phones while driving. In Utah and Washington State this law does not fall under “primary enforcement” which would mean that in these states the motorist is not ticketed for using a hand-held cell phone.

As of October 2009 text messaging on cell phone is banned in 18 states and the District of Columbia. Utah law is one of the toughest where a person convicted of causing injury or fatal accident if the driver was multitasking and using a cell phone for text messaging can be put behind the bars. This strict enforcement would stop distracted driving which is one of the main causes of accidents. These changes would greatly reduce the risk of auto accidents and also help in ensuring that the consumers get a low auto insurance rate since the auto insurance expense is reduced at the insurers end.

Presently, many of the drivers in USA are driving cars without auto insurance coverage and as per the information 14% of the drivers are uninsured. At times like this, if you want to keep low auto insurance rates than you should review car insurance coverage. It would be advisable to take the uninsured auto insurance coverage or the under insured driver coverage. If you have this coverage, which will not cost you much, you can claim for any medical expense of car damage if the uninsured driver is solely responsible or at fault. Thus the auto insurance claims would not be counted and you will still be eligible for a low car insurance rate, even though you have received a claim.

There has been a top safety award, “top safety pick” given to 19 passenger cars and eight sport utility vehicles for the 2010 model year by the Virginia-based Insurance Institute for Highway Safety. These cars would protect you and the passengers in case of any accident. Insurance companies will certainly be giving the consumers a low car insurance rate for these cars.

Efforts are being made jointly by the State insurance department and also by the insurance companies to reduce the auto insurance frauds. Auto insurance frauds have been another reason for the high rise in the costs to the insurance companies. Once these can be reduced you can get a low car insurance premium since the insurance companies base their rates on the cost that they incur.

As we move on to the New Year 2010, we can look forward to further changes and with each change it would always be advisable to review car insurance coverage for your own policy to see if you can still get low car insurance rates. It will be a pleasure to keep you informed.

Source: http://ezinearticles.com/?Review-Car-Insurance-Changes,-Low-Car-Insurance-Rates-Are-in-the-Offering&id=3467045

Insurance Fraud Occurs in Many Different Industries

Insurance fraud is a huge crime across our nation. Right behind tax evasion, it is the second most costly crime among white-collar workers in the United States. Insurance fraud can be defined as any deed that is perpetrated with the purpose to fraudulently gain any sort of payment or compensation from an insurance transaction. This type of deception usually takes place when someone tells a lie, or several, so that they are able to receive benefits or assistance that they would otherwise not be entitled to. It can also happen when someone does not give a benefit when it is entitled. These activities are considered criminal acts and are highly punishable offenses.

The fraudulent claims that can be made through insurance companies are categorized as being soft or hard. Soft fraud is the most common type of fraud and usually takes place when someone exaggerates a claim being made. Hard fraud takes place when someone deliberately plans a deceptive act such as a collision or the theft of their vehicle.

Insurance fraud is not something that only exists on one front but throughout the many branches of the industry. There are a variety of different policies available and misleading people will always find a way to pull one over on the companies that supply these policies. The major areas of insurance where trickery occurs are in the automobile, property, and health care industries.

In the automobile industry there can be a variety of fraudulent claims that can be brought forward. A great deal of claims that are made to car coverage companies are those that stem from automobile accidents of all sorts. The deceptive people that file these claims will assert to having an injury that stems from the accident, when in reality it came from another source or that the damages to their vehicle cost more that they actually did. In more serious instances customers have actually staged accidents, putting their lives and others lives in danger.

When it comes to property coverage some people will go to great lengths to try and receive compensation when it is something that they don’t deserve. The untrustworthy people that file claims in this industry will often demolish their own property in hopes of being compensated for not only the property that was destroyed, but well beyond the worth of what was lost. Many claimants will also exaggerate the extent of what was lost and its value so that they can receive a greater amount of compensation.

Medical fraud, or deceit in the health care industry, is a widespread problem. In the health care industry it is not always just the patients that are conducting fraudulent activities, but also the physicians. Many doctors will bill a patient, or their insurance company, for a more expensive treatment than the one that was actually received. Patients, who also have a hand in medical fraud, will sometimes report injuries that do not exist.

About ten percent of American people have said that they would commit insurance fraud if they wouldn’t get caught. This is a disturbing amount of people. This is a crime that could be greatly decreased if more people took a more honest approach to filing their insurance claims.

Source: http://ezinearticles.com/?Insurance-Fraud-Occurs-in-Many-Different-Industries&id=1244815

Precautions While Driving on the Road

Out of the many safety tips that you need to follow, these are some of the more important lane rules you need to adhere to in order to stay safe.

Never drink and drive: Out of every 100 road accidents, 30 to 40 of them were caused due to some sort of impairment caused by alcohol. Heavy intoxication or even low blood alcohol levels causes enough damage to the nervous system to cause a crash. So, if you’re ever drunk, either call for a cab or request a drop from a sober friend.

Do not speed: You must have seen blokes speed up on their cars and super bikes, whizzing past you like a wind. It might look ‘cool’ initially but eventually it probably could be the cause for a terrible road crash.

Get rid of Distractions: Messaging, calling, music or even talking; all of it leads to distractions. You have to avoid all such distractions while driving. Not only does it pose a serious threat to your life but it also compromises on your passengers’ life too. Why risk it?

Avoid drowsy driving: If you’re feeling sleepy and dozing off, do not drive under any circumstance. Studies show that a big reason for road accidents is due to drowsy driving. People who are drowsy don’t exactly pay attention to the road and hence end up causing a crash.

Wear seat belts: Over the years, the one major reason for the safety of the many inside a car has been a seat belt. Seat belts save millions of lives every year. Not only does it help you stay in your seat in case of a crash it also offers the added safety of not being thrown around in case of sudden braking.

Avoid Driving in Bad Weather: Unless it is some sort of emergency, never get behind the wheel during bad weather. Whether it is fog, snow, rain or thunderstorm; it is extremely dangerous to be on road during these incidents. Wheel skidding, Low visibility and slippery tracks are some of the many risks that come with these situations.

Keep a safe distance: Don’t get too close to the car or bike moving ahead of you. Keep a safe distance of at least 6 seconds to catch up. This reduces the risk of slamming the one behind in case of a sudden braking need.

Watch out for “The Guy”: As they say “The roads are filled with idiots”; you need to always watch out for the one guy who doesn’t obey any lane discipline. It often doesn’t matter how well you drive, there will always be someone who ruins it for the rest. Always watch out for the reckless riders and drivers.

Defensive driving: There is a quote that reads, “You are the car and the car is you.” It simply means that you should be able to anticipate if your car will be able to make a turn safely or not, beforehand.

Vehicle maintenance: Maintain your vehicle safely. Ensure to change damaged parts as early as possible. More importantly parts like the brake system and more. Maintenance of vehicles increases longevity while reducing mechanical or technical failures while driving on the road.

Source: http://ezinearticles.com/?Precautions-While-Driving-on-the-Road&id=9562541

Automotive Secret Shoppers

Every mishandled prospective customer in an automobile showroom represents a lost opportunity which translates into lost revenue. For steadily increasing revenue it is imperative to turn showroom traffic into real customers. Increased sales and profit generated thus, will improve the bottom-line.

To achieve this goal every automobile company needs a comprehensive training program that has specific sales training objectives. The training program should be tailored in a manner that specific sales performance concerns are addressed adequately. For this to happen the sales training program of an automotive company needs to be evaluated thoroughly for any possibilities of incorporating changes that will lead to optimization of resources and consequently to optimal sales.

Automotive secret shoppers provide an invaluable performance measurement tool that is sought after by many of the top automotive organizations. Successful secret shopping in the automotive marketplace demands a detailed knowledge of the industry. So, agencies either employ experienced shoppers or train new recruits for the automotive industry. As a result several customer service and customer experience programs in new and used vehicle sales, service and parts for a variety of automotive industry clients have been developed. As per the demands of a particular company appropriate programs are chosen and tailored to fit.

Automotive secret shoppers give feedback about what kind of information is revealed during a used car sales pitch. Though withholding negative information from a client is not ethically right, it needs to be couched in euphemisms and delivered in a convincing manner. It is up to the customer to decide for or against the vehicle.

A typical report by an automotive secret shopper may include personal details about a sales person like his like greeting and opening remarks, appearance and attitude, and needs analysis and probing skills. Technical evaluation may include information about product knowledge and demonstration skills, sales presentation skills, negotiation techniques and closing skills. Reports about the facility in general will include feedback on the cleanliness of the facility, showroom and parking lot.

Source: http://ezinearticles.com/?Automotive-Secret-Shoppers&id=410714

Benefits of a Full-Service Automotive Shop

Chances are, you’ve probably taken a vehicle or two for a quick oil change at a chain auto repair shop in between major services, or used a national chain for brake or other specific repair work.

While many of these shops may be reliable and honest, their limited service menus and low pricing may compromise overall car care. Their mechanics may not be as seasoned as those in independently owned, full service shops. They may recommend more frequent servicing than necessary for low-cost jobs like oil changes, and use a cheaper, off-brand oil that might not be the best for your car.

Primary Care for Your Car

Mechanics in a full-service auto shop are sort of like primary care physicians: they see the entire car, and not just the brakes or engine. Full-service auto mechanic shops have lower employee turnover than the corporate shops, which are notorious for high turnover. At a full-service shop, mechanics are exposed to more cars, models, and technologies and are aware of performance issues that customers bring in along with their solutions.

Independent automotive shop employees receive more training about new car specs as well as services needed by older cars. They understand the impact of a particular climate on vehicle maintenance (for example, oil changes should be more frequent in extreme hot or cold climates) and can advise customers about what they can do on their own to prolong their vehicles’ life-cycle and efficiency.

Do Full Service Shops Charge More?

In general, you will get the most reasonable charges at a full-service shop and individualized serviced. Independent full-service shops charge a flat rate for their work, which are often lower than dealership charges because of lower overhead. (They are not, after all, paying for extra space used to showcase new or used cars, which are very sensitive to greater market influences.) Mechanics and technicians at independent shops are paid by the hour or receive a salary based upon their skills and job performance, just like most businesses. This frees staff from pressure to maximize the number of repairs they do and the temptation to cut corners.

More Attention to Customer Service?

Independent shops live and die by good customer relations. A good word from a customer to friends and neighbors or placed on Google is essential for an independent shop to thrive.

As with any service-oriented business, customer service can make a huge difference. Independent shops understand that customers value trust and work to build relationships with their customers. They will, for example, be more likely to get customers in a routine to bundle repairs, such as oil changes (at proper intervals) with tire rotation and balancing, which can save time and money.

Surveys Show: Independent Shops Preferred to Dealerships

Consumer Reports asks car owners each year about how satisfied they are with repairs they had over the past 12 months. The most recent data from 2012 follows a long-term trend that shows overall preference for independent shops over dealerships. Not surprisingly, dealership customers complained about high prices more than customers of independent shops, 42% to 32%.

Who prefers independent shops the most? An even mix of owners of mid-range and high-end cars and include Chrysler, Dodge, Jaguar, Jeep, Nissan, Mercedes, and Volvo owners. Dealership fans tend to be owners of the most expensive cars including Porsche.

Source: Car repair shops buying guide. Consumer Reports, June 2014.

Source: http://ezinearticles.com/?Benefits-of-a-Full-Service-Automotive-Shop&id=8536478

How Automotive GPS Systems Work

People in the olden days had to use traditional techniques to make sure they did not get lost while traveling. They used maps with detailed information and followed the stars to reach the destination and know their way. But in this day and age the scenario has changed as the technology has made life easier and tasks convenient. So in order to know your own exact location or of someone else today you need an Automotive GPS receiver (Global Positioning System) which will not only tell you the current location; it will also indicate where you are in relation to the other places. In simple words a GPS receiver is just an electronic device which will tell you where you are located at a given time. This satellite based navigational system was originally and initially used by the US military but with time became available to the common man.

Since its use became officially available to everyone, the GPS has improved tremendously in regards to its accuracy. Global Positioning System can work in any kind of weather and at any time except in a few places where the signal is not available such as tunnels, caves, buildings and under water. There are so many things that you can do with your GPS device. The Automotive GPS system will tell you your current position and your position in relation to other places. The GPS uses 24 satellites orbiting in outer space and when automotive GPS system in your car is activated you will be able to receive signal or a transmission telling the exact location where you are at a given time. Initially GPS started for the US military use but soon it was made available to the civilian and now everybody uses it.

The satellite technology is amazingly wonderful. Navigation systems not only find way in unknown or unfamiliar places but also help save a lot of time. With the help of navigation system you can avoid heavy and congested traffic to save lot of your time. They can be a significant time saver by helping you avoid congested traffic. If you need gas, it will help you find gas station or even a restaurant for that matter if you are hungry or any other point of interest that you may have missed while driving. In any emergency situation the GPS is truly helpful. In case your car was stolen and if the system was activated then the satellites can easily trace the location of the vehicle and it can be retrieved. In case of any accident, with the help of GPS (Global Positioning System) you can send the information and can be rescued. With so many advantages it is difficult to ignore this device. Not only from the point of view of convenience but also safety and security that a GPS can provide.

The 24 satellite which are in orbit around our planet send out signals which in turn are received by the units on earth and then calculate which determines your position anywhere on the earth. GPS technology uses trail alteration which determines the position by measuring the distance and indicating where one is both horizontally and vertically on the surface of earth. There are different components of an automotive GPS device. It uses maps and the aerial view of the map will change accordingly as the vehicle moves. It has road database also which has lists of names and addresses of different locations. Then there is a vector map of any particular area. And if you want to find a specific business or a person in that area then vector map helps. Automotive GPS navigation systems are now highly advanced helping not only in determining the location but also offering other services.

Source: http://ezinearticles.com/?How-Automotive-GPS-Systems-Work&id=3061095

Significance Of Latest Automotive Technology

The last few decades have seen the advent of technology in all the spheres of life. The automotive industry is no exception. The vehicles have changed tremendously over the past decade. Vehicle manufacturers are always on the look out for new innovations to win over the customer segment. But are these new additions beneficial for a driver? The main purpose of this article is to discuss the pros and cons of the latest automotive technology:

Safety- With respect to safety, the enhanced technology has only complicated matters. In the good old days, the vehicles were not known for their speed. With the improvement in technology, the speed of vehicles has increased. But it has also lead to large number of fatalities in accidents, though technologies like shock absorbers and racing suspensions have been added to the vehicles for making driving safer and easier. Seat belt safety which became popular in the 1980’s, has certainly reduced the number of accidents. Enhancing the strength of cars is another strategy which has been adopted by various automobile producing companies.

Power Steering- In terms of power steering, the cars have certainly improved. Now, you don’t require to use power while turning cars. Also reverse parking is now a simpler process. So in this regard, you can say that new technology has generated a positive impact.

Improved side view mirrors- During the early days of the production of vehicles, the near side view mirrors were not fitted in the vehicles. But in all the contemporary vehicles, you will find near side mirrors. These mirrors are extremely helpful while changing lanes. This prevents road accidents and also makes driving easier.

Gear-less vehicles- Some people find it difficult to drive vehicles, in which gears have to be changed regularly. In order to aid such people, new vehicles which run automatically, with only adjustment of the speed being required have been invented. This innovation has acted as a boon for people with limited reflexes or senior citizens in the twilight of their life. Such people have also now got the opportunity to drive vehicles, whereas earlier they were dependent on public transport.

GPS Maps- This has been an extremely useful innovation. These involve road maps related to your destination, which can be viewed on inbuilt screens. This makes driving much more safer, as searching for an address in the directory while driving could prove to be hazardous.

Music systems and air conditioners- The new vehicles have music systems and air conditioners installed in them, which makes driving a pleasant experience. In the earlier vehicles, this facility was not available.

Source: http://ezinearticles.com/?Significance-Of-Latest-Automotive-Technology&id=9211949