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2 Spells For Summoning Spirits

Here are 2 spells for summoning spirits. The more powerful your natural powers are, the quicker and more powerful these spells will be. Remember that a spell is just a spell so when casting spells for summoning spirits, the real key is your focus, your natural ability, and your desire to have that which the spell delivers. You can develop your natural ability and power through practice, learning, and constant study. These spells for summoning spirits will allow you to see the spirits more clearly as your natural power and respect from the elements develops.

First of 2 Spells For Summoning Spirits – Angel Summoning Spell

This is a very nice spell from the famous Silver Ravenwolf. It is used to summon 26 angels to help you in a lot of different things. This spell can be done anytime and is extremely effective. Repeat this often for the best results. The more you do it, the more your natural power will grow. Especially if you are constantly studying in many different areas. Simply find a nice, quiet place where you will not be disturbed. Try to pronounce the names as best as possible, it doesn’t have to be perfect to be effective.

Chant the following:

Ariel begins it.

Baradiel guides it.

The Chalkydri sing it.

Devas manifest it.

Elohim wills it.

The Fravashi better it.

Gabriel brings it.

The Hafaza watch it.

The Ischim balance it.

Jael guards it.

Kadmiel births it.

Lahabiel aids it.

Michael raises it.

Nebo ministers it.

Ofaniel sees it.

Patron angels devote it.

The Queen of angels speaks it.

Raphael inspires it.

Sandalphon prays it.

Thrones sanctify it.

Uriel strengthens it.

Vrevoil reveals it.

Watchers protect it.

Xathanael patrons it.

Yahriel places the glory of the moon on it.

Zodiac angels seal it.

And Spirit brings it through time and space.

So be it. Ho! (or say amen.) Make a sign in the air of an equal-armed cross using your dominant hand.

The Second Of Spells For Summoning Spirits – Summoning Ghosts and Spirits

This is a very easy spell that can be done anytime. You need a needle, a piece of paper, a piece of red wool, and 5 candles.

Take the piece of paper. Make a big spot in the middle with a red marker, crayon, or color pencil. Then take the wool and put it in the needle’s hole. Near the spot in the middle write these words “YES”, “NO”, “MAYBE” and “I DON’T KNOW”. Write them around the circle.

Ritual: Put the needle on the red spot and hold it by the wool string. Don’t hold the needle just the wool.

Now you chant: “I call upon the spirit of (name the spirit that you want to call upon.)” You can call anyone you wish. You can call a past family member or an angel or anyone else you choose. Chant this three times. While you are saying these words, remember to spin the needle with your hand in a clockwise direction. Now you ask a question, and you wait for the answer. Try not to move the needle. You will know the answer when the needle goes near an answer (from those you have written).

How to Get Cheap Life Insurance Online in Virginia

Some individuals just don’t think ahead and by the time they realize they need a life insurance policy, they are already suffering with a serious illness. It can seem impossible at that point to find affordable life insurance but that’s just not the case. With all the cheap life insurance that can be purchased online in Virginia, residents here have several different viable options.

Virginia insurance companies are permitted to sell a type of life insurance that is referred to as all risk. This really means that the consumer takes all the risk. People interested in this type of insurance can gather quotes online from some of the insurance companies that offer it. It should be noted that even though they will have a policy in place, if they die within a specified time period which may be up to two years, the beneficiary they named won’t get anything.

Another point to keep in mind when looking for cheap life insurance online in Virginia is how frequently each insurance company you get a quote from, wants to be paid. Most people like the idea of spreading their payments out over the course of a year, but that can actually result in a higher overall premium. If their quote is based on a twice yearly payment, try and adapt to that to save yourself some money. You can even save a little each month in a separate bank account so that when the payment does come due you’ll be prepared.

There’s another hidden cost that comes with the convenience of paying more frequently and that’s service charges. Although this can seem minimal if they are just a few dollars a month, when you add that up over the course of a year, it’s quite a bit of wasted money. Most insurance companies will note the frequency of payments they prefer on their website during the quote process.

Evolution of CCTV in India

Closed Circuit Television (CCTV) camera is widely used in modern times for surveillance. It is used in all countries for security. India is no exception! You may come across CCTV cameras in India in day-to-day life. Besides, its use is increasing. You may find a great future for CCTV in India. CCTVs are here to stay!

CCTV was first designed by the German scientist Walter Brunch in 1942. It was used to monitor the launch of rockets. It, later on, became a part of every rocket launch program. It was used to monitor any technical defects taking place during the launch. United Kingdom (UK) began using the system to monitor public places for crime prevention in 1960s. United States (US) started using the system for crime prevention in public buildings. The use of CCTVs quickly spread to other countries. Largest number of CCTV cameras exists in Europe today. The European Government spends almost two-third of its crime prevention budget in CCTV cameras and Digital Video Recorders (DVRs).

Indian story with regards to CCTV is a bit different. It has not been long since the utilization of CCTV in India gained momentum. Inspiration to use CCTV cameras in India has been derived from other countries. After the attacks on twin tower, the growth of CCTV increased considerably in US. Large-scale use of CCTV in India is mere copying of the measures adopted by other countries to fight terrorism. Despite being the center of focus of jihad based terrorism, market has remained slow to accept CCTV cameras in India, as compared to other countries. The outlook is changing at a fast pace, though!

Back in 2002, CCTV cameras in India were found in schools, kindergartens, supermarkets, and retail stores. Retail stores and supermarkets required them the most to prevent shoplifting. Schools and kindergartens use the system to monitor the activities of children, to prevent bullying, and to prevent juvenile crime. In 2004, a report was published in a leading newspaper; the Delhi police urged the banks in the city to install CCTV to combat bank robbery. By then, CCTV in some Indian Police stations was also set to monitor the activities of Police officers. CCTV in Indian bus depots and railway stations was installed as well to detect pick-pocketing. Airports started using CCTV surveillance since 2002.

Information Technology Act, passed in 2008, has given immense power to the Government in matters of surveillance. Government can monitor any premise, even if it is a blow to privacy, to protect the interests of the common public. CCTV in India will gradually make its way into roads, civic bodies, and other public places. Installation of CCTV cameras in Indian public places may reduce crime and anti-social behavior. Scope for CCTV security cameras in India is huge in the near future!

Outlook towards CCTV in India has changed considerably! Today, the use of CCTV cameras in India is not restricted to highly sensitive areas. Offices, restaurants, and other places of day-to-day life install CCTV Security cameras to monitor the activities going on in the premise. CCTV in India has become a major tool for security.

Why Full Coverage Auto Insurance is Important

If you have a little time to kill, take a look at the local trial docket of your township, city, or county court. You will discover that there are thousands of drivers in your district that have no auto insurance. What does this mean to you? It means that basic auto insurance is not enough to cover you if you are involved in an accident. There is a very big chance that if you get hit, the other party will not have auto insurance coverage. The cost to repair your vehicle will fall on your shoulders. If you have only basic auto insurance, this means you will have to pay for repairs out of pocket. To fully protect yourself you need uninsured and under-insured motorist coverage. You do not get these insurance add-ons with the lowest level of liability insurance.

You are justified in thinking that the roads are not safe. In the United States, more than a million accidents each year are caused by people without automobile insurance. In America, responsible drivers get full coverage insurance for their automobiles. There are substantial risks involved when driving and responsible drivers want to be protected against those risks.

Full coverage insurance also protects you whenever you are the person at fault. If you are the at-fault party in a vehicle accident, full coverage automobile insurance pays for your damages and the damages done to other parties. If you have only liability coverage, damage done to others will be paid, but you will be personally responsible for damages done to your own car.

Full coverage insurance provides complete protection. If you hit a telephone pole, no problem. You pay the deductible and the insurance company pays the rest. If your car is stolen, no problem. You are covered. An important insurance add-on to full coverage is uninsured and under-insured motorist. These insurance add-ons more fully protect you. If you are hit by an at-fault driver and they have no vehicle insurance, you are covered. If you are hit by an at-fault driver and they do not have enough insurance coverage to pay for damages, you are covered.

One of the best parts of full coverage vehicle insurance is the peace of mind it provides. If you are involved in an accident, sometimes your rental car is free. You do not have to be concerned about things being stolen from your car; your insurance covers that too. Some insurance policies will also cover you in the event of vehicular crime. For example, if you are involved in a drunk driving incident your insurance company may provide legal representation.

Always fully review the terms and conditions of your vehicle insurance policy. Know what is and is not covered. Policies greatly vary between companies and between jurisdictions. For superior protection and peace of mind, always get a full coverage insurance policy. You will be protected against all major risks, and that is what insurance is all about.

Pedestrian Accident Lawyers

One of the most unpredictable things that can happen to any human beings is the occurrence of an accident. It usually happens at the most unexpected time. While one can take precautions, you can never really be prepared for accidents.

For example, you could be a pedestrian walking on the sidewalk and all of a sudden a car hits you or you trip and fall. This happens so unexpectedly and catches you off guard. When you fall, you may hurt yourself. Even the simple humiliation one goes through just because you fell in public, can be very traumatic.

One thing people have to note is that the person responsible for causing the accident should be held accountable for the accident and compensate you for all the pain, suffering and mental distress that you may have to go through. And this is where pedestrian accident lawyers come in to help.

Soon after an accident on the sidewalks or elsewhere, you should contact a pedestrian accident lawyer. It is important for you to explain your case in great detail to the lawyer or lawyers taking your case. Your must include as much evidence as possible (or information that will help lawyers gather evidence). This is simply because evidence is what wins court cases and there is no way you can win the compensation you deserve if there is absolutely no evidence to back up your claims. The lawyers will then take it from there and do more research and investigation. The lawyers will also carefully analyze the injuries you have sustained to be able to determine what demand they present in court or outside court for an out-of-court settlement. Some of the forms of compensation that an injured person recovers for include payments for lost time while in the hospital, medical payments, any emotional distress and even for counseling sessions if and when they are required.

If you get experienced pedestrian accident lawyers, they will carry out effective negotiations for you so that you can be adequately compensated for all damages.

Automatic Controls Co. – Global Source For Industrial Controls

Within industrial infrastructures, these are some of the features of industrial controls:

Go switch’s are a popular product for this company. Go Switch Series 70 feature the smallest diameters of any round limit switch and are used extensively in factory automatic applications. Global approvals. Contacts are rated for 4 Amps. Stainless Steel Enclosures are Standard. Go Switch Series 10 feature rugged enclosures, global approvals. Contacts are rated for 10 Amps. Stainless Steel Enclosures are recommended for wet or harsh environments. All Switches include 10-24 X2″ Round Head Mounting Screws with lock washer and nut. Go Switch Series 20 feature rugged enclosures,Standard 3/8″ sensing ranges, global approvals. Contacts are rated for 10 Amps. Stainless Steel Enclosures are recommended for wet or harsh environments. All Series 20 Switches include 10-24X2″ Round Head Mounting Screws with lock washer and nut. The GO Switch Model 81 offers end sensing and an optional Double Pole Double Throw contact arrangement. With its brass or stainless steel housings and global certifications, it is a popular choice around the world.

Sierra Instruments’ Innova-Mass vortex meter provides a direct reading of mass flow rate from a single entry point in the process line, and provides analog and digital outputs of five process variables – mass flow, volumetric flow, temperature, pressure, and fluid density. Sierra Instruments offers a wide range of thermal mass flow meters for the most demanding applications. Check out the new Sierra M100 and C100 Mutli Gas Mass Flow Meter and Controllers. Automatic Controls Co is your source for high accuracy and reliable Liquid and Gas Turbine Meters manufactured by Invalco and NuFlo. We have the meter for your applicaton. Turbine Meters indicate flow rate and measure total throughput of a liquid or gas line.

Optical Speed Sensors by Monarch are more versatile and application friendly than most speed sensors on the market. These optical sensors are manufactured from threaded stainless steel and feature a visible red LED light source and an “on-target” green LED indicator. Passive Magnetic Speed Sensors rely on variable reluctance technology (VR) and are readily available from Automatic Controls Inc, on line catalog.

Linc Level Switches are available from Automatic Controls Co and can be ordered using our on line catalog. OEM and Resale discounts are available. Please call our toll free number for pricing and delivery. UWT Solids Level Switches are represented by Automatic Controls Co in Michigan, Ohio and Indiana. Suitable for most bulk goods the UWT Level Switches provide a simple and reliable measurement in hazardous locations (dust explosion). ProMag Magnetic Liquid Level gauges are available from Automatic Controls Co and are a Direct Replacement for Less Reliable Devices and provide a Lifetime of Safe Liquid Level Indication.

ROTRONIC offers a comprehensive line of humidity instruments, probes and sensors for the measurement of relative humidity, dew point, water activity and other humidity parameters. Automatic Controls, Inc is your source for OEM, System Integrator and Resale Discounts. Neutronics Process Oxygen Analyzers are represented by Automatic Controls Co. Neutronic analyzers are available in both fixed and portable units. NuFlo Watercut Monitor (Oil in Water monitor) is a solid state electronic instrument that determines the percent watercut in an oil emulsion may be purchased on line from Automatic Controls, Inc on line catalog. These meters continuously monitor the percent water in oil.

Automatic Controls co. offers a wide selection of commonly used industrial instruments and process equipment. Located in Wixom, Michigan – Automatic Controls distributes products globally to many large customers.

Types of Corporate Insurance

Just like any individual needs to safeguard his interests against any unforeseen circumstances, a company is also an entity seeking both financial and social security for its survival. All over the world, insurance is considered to be an ideal investment option for both people and companies who want to prepare themselves for any untoward circumstances.

Corporate insurance, as the name suggests, is an umbrella term that includes all types of insurance policies taken by various organizations. It is provided by most of the insurance companies. Some of the common policies taken are mentioned here:

Corporate Health Insurance

It aims at providing health coverage to all the employees of an organization. A part of the premium amount is paid by the employer and a part is deducted from the salary of the employee. Contribution to health insurance is a fixed component in the salary structure that is made known to the potential employee at the time of the interview process. The insurance is covered under the social security schemes of the organization.

Fire Insurance

The threat of fire looms every time in an organization as it has huge and complex machines and electrical fittings. Any spark or burst can cause fire that can spread and cause mammoth destruction. Therefore, it is a popular insurance coverage taken and renewed from time-to-time. In the event of loss due to fire, the insurance companies compensate its insured company for the calculated loss thereby saving the latter from a financial setback.

Travel Insurance

It is usually taken by companies where employees have to travel often as a part of their business. For instance, market research firms, media companies, and travel operators. The insurance coverage takes care of the loss arising on account of baggage loss, loss of passport, an employee’s medical expenses, and many more. It is a contract of indemnity where the insured company will only be indemnified for the actual loss.

Marine Insurance

There is a great possibility of goods being lost or damaged or the entire ship sinks, etc. during transit of goods from the manufacturers to the buying parties. Such an insurance policy provides innumerable benefits that cover all the financial risks associated with the transfer of goods via the water route. However, the claim amount is received by the insured only after a number of inspections and checks are made by the insurance company to ensure that the loss is genuine and not deliberate.

Four Different Ways to Hold Title to Real Property in Maryland

In Maryland there are four basic ways to hold title to a property. This may also be referred to as ways to hold tenancy.

First of all, there is “fee simple”. This can be thought of the most basic and strong way to hold property. An example of fee simple is when you buy a home by yourself. You take the title in “fee simple” and have rights to use this property as you see fit (subject to county, state, or federal regulation) and the right to convey this property. This is the most straightforward and strongest form of tenancy.

Secondly there is “tenants in common”. This is when you own a portion of a property. An example of this is when you purchase a property with a friend. Here you could both take title of the property and share the property. The interesting point of this tenancy is that you can spell out the percentage ownership. So you might own 70% and your friend might own 30%, or you might own 50% and your friend might own the other 50%. This is often used in partnership-like situations.

Thirdly there is “joint tenants with right of survivorship” (JTROS). Many people take title in this form without realizing that it is quite different from “tenants in common” (TIN). In fact, they are very different. A common example of this is when you take title with a sibling. Here you will both actually half of the property but if one of you passes away then the surviving person has all of the property. This passage upon death is the “right of survivorship”. This is sometimes used in estate planning to avoid estate issues. But remember that if you have children and own land with your sibling in JTROS, for example, upon death your half will pass to your sibling and not to your children. So it is very important that you hold title in “tenants in common” if you have children and would like your interest in property pass down rather than to your joint owner.

The final form of title is “tenancy by the entireties” “T/E”. This is much like JTROS above except that it is between a married couple. This tenancy has all the aspects of JTROS plus it has the extra benefit of protection from individual creditors. So, if a husband and wife purchase a home together, and the husband owes huge credit card debt, the credit card companies cannot come after the home because it is held as “tenancy by the entireties”. This is a vital protection in states where T/E is available. It is very important that the deed is written specifically to dictate T/E ownership. Absent specific language there may be objections raised by creditors.

Remember that the way in which title is held is very important. Always have a competent real estate lawyer verify that your deeds are written correctly.

As we see from this article there are four basic ways to hold title in Maryland.

5 Types of Vehicular Maintenance You Can Do Yourself

Handling routine maintenance on your own, rather than outsourcing professional auto service, can save a driver up to $150 or more each year. This may seem like a nominal figure, but it certainly adds up year after year. And who wouldn’t want an extra couple hundred dollars in their wallet for the holidays?

Performing your own vehicular maintenance on the areas of your car that are DIY-approved can save drivers time and money. It is vital to only perform car maintenance that does not require the tools and training of a professional mechanic. Stick to the DIY-approved vehicular maintenance checklist and keep your car safe and running smoothly. Continue reading to learn the five types of routine car maintenance you can do all on your own!

Oil Changes

Yes, you can change your own oil and oil filter without the help of a professional mechanic! All you needs are the right supplies and a little foreknowledge, and you are ready to change your car’s oil all by yourself! Acquire a new oil filter, an oil pan to store the dirty oil, a car jack, a socket set, a funnel, and a couple bottles of the motor oil your car uses. Safety goggles, rubber gloves, a flashlight, and a few clean cloths wouldn’t hurt either. The oil should be changed every 5,000 miles, or sooner depending on how often you drive.

First, run your car engine for a few minutes to warm the oil up because warm oil flows easier. Then, lift your vehicle off the ground with the car jack and place the oil pan beneath your vehicle.

Next, unscrew your oil cap located under the hood, and the oil drain plug beneath your car. This plug generally looks like a single bolt underneath your car’s oil compartment. Double check your vehicle owners’ manual for instructions on locating the oil drain plug.

Put on your rubber gloves and use a socket wrench to unscrew the drain plug a few rounds, then use your hands to unscrew the rest of the way. Allow all the dirty oil to drain out completely. Replace the drain plug and then change the oil filter. Once this is all done, you can use your funnel to pour your new, clean oil into your engine.

The next step is replacing the oil filter. Simply unscrew the old filter, allow any excess oil to drain, and then replace and tighten the filter. If you are not using paper filters, use a tiny bit of oil to lubricate the edges of the new filter before screwing it back into place.

Air Filters

Aside from oil filters, your vehicle has air filters that need replaced on a routine basis. These are inexpensive and can be purchased at any local automotive store or general store. Expect to pay anywhere from $15 to $20 per filter. If you neglect to change your air filters, overtime you will notice a major decrease in gas mileage and vehicular performance. Luckily, this is a maintenance job you can do all by yourself! It is a simple ten minute process that is easy to learn how to do. Just follow your owners’ manual instructions!

Coolant

Without coolant, your car’s engine would be in pretty bad shape. In fact, it would fail to operate entirely after a short amount of time without coolant. Also called radiator fluid, coolant is imperative for the operation and performance of any vehicle. It prevents the inner workings of a car engine from overheating as a result of constant friction and heat production. If you have an overheating engine, the number one cause is lack of radiator fluid. Simply purchase a bottle or two at your local automotive store, locate the coolant cap beneath your hood, and pour the solution right in!

Headlights

Did you know you can change a burnt-out headlight all on your own? It’s true and not many car owners know it! Since this can get you a traffic ticket or worse, cause an accident, a burnt-out headlight is an immediate repair. And since you don’t need to make an appointment with an auto shop, you can get this problem repaired right away. All you need is a basic tool set and a new bulb!

Windshield Wiper Fluid

It may seem trivial, but windshield wiper fluid is one of the 7 essential car fluids every vehicle requires for functional operation and safety. And you can re-fill your windshield wiper fluid any time it runs low. Simply purchase a bottle of windshield fluid and pour it down the correct tube under your car’s hood. Do this as often as you need to, keeping in mind that you will probably need to do this more often in winter.