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Hire a DUI Attorney

DUI stands for Driving Under the Influence. The influence is mainly due to toxoxification by being under the influence of alcohol or any drug. It also includes operating under the influence, drinking and driving, drink-driving and impaired driving.

Driving Under the Influence (DUI) is the act of operating any motorized machinery after / during consuming alcohol or other drugs. DUI or DWI are synonymous terms that represent the criminal liability of operating (or in some jurisdictions purely being in physical control of) a motor vehicle while being under the power of alcohol or drugs or a combination of both. It is a criminal offense in most countries.

Most of the countries have taken strict rules for anyone who is persuaded of injuring or killing someone while under the influence of alcohol or drugs. He / She can be heavily fined, as in France, in addition to being given a lengthy prison sentence. Many states in the US have adopted truth in sending laws that enforce strict guidelines on sentencing. For example, if a defendant is sentenced to ten years, he or she will be in prison for that entire time. This is different from past practice where prison time was reduced or suspended after sending had been issued. A DUI charge can be frustrating and depressing and it can result in serious consequences. So a DUI attorney is first and essential requirement.

A DUI Attorney is a person who can help a person charged under the DUI law. A lot of people are booked under such cases because of the increasing rate of drug / alcohol consumption. Therefore, a lawyer is a person who can help you. A DUI attorney can provide you a wide range of advantages. A DUI lawyer possesses good experience when it comes to defending DUI suspects and they are acquainted with the DUI laws of their state. They even suggest the best deal when it comes to bargaining with the prosecutor and the case.

The advantages of having a DUI lawyer are:
• Their ability to reach plea deal or negotiation which could reduce the jail sentence, reduce the fines and cost for a DUI given by the government.
• A DUI attorney can help you find ways to have the charges dropped and the case thrown altogether.
• They generally allow their customers to contact them at any time of the day and via any form of communication.
• Everything discussed with a DUI lawyer is confidential and protected by the attorney client privilege. Since everything is confidential between a client and an attorney, the client should be completely honest with the DUI lawyer to help build a defense.
• A lawyer can help delay the proceedings in the courtroom to help minimize the burden on the accused or even help move the case to a more favorable Judge.
• DUI lawyers have an easier time subpoenaing the police report and evidence against you, if you are cited for a DUI.

DUI attorneys will also be able to help you get a driver's license back and / or have the DUI charge reduced or dismissed. If the suspect was arrested for driving under the influence and had his license administratively suspended by the arresting officer through the Department of Highway Safety and Motor Vehicles, a DUI attorney can appeal the license suspension and, hopefully, recover the license before going to court. This will allow the suspect to keep driving until the case is in trial, while the judge has not decided whether or not to revoke or suspend the license criminally.

If the suspect in a DUI case is a first time offender, the DUI lawyer may able to have the charge reduced to a reckless driving. This will result in lesser fines, a reduced time of probation, a reduced sentence all together and may not involve a trial in the court. Last but not the least, one of the most important benefits of using a DUI attorney is that he or she will be able to determine if the officer has reasonable cause to stop the driver and if there was a reasonable cause to have the driver conduct DUI test . At the same time they would know whether or not the test was conducted properly.

There are no disadvantages of hiring an attorney because DUI laws keep on changing from time to time and only a lawyer knows them completely and in-depth. Sometimes you may feel that instead of presenting a defense, accepting your offense is better. But your attorney will definitely help you in many ways.

You should completely brief him about your case as your attorney should have full details of the happening. A DUI Attorney is also required because your reputation is at the stake if you are booked under the case.

So, if you are booked under DUI case then you should hire a DUI attorney. One should not choose a lawyer who is a generalist in all criminal cases but a specialist who gives you the best advice on your case and takes the administrative license suspension as serious as the criminal charges.

To Replace or Repair Your Windshield, That Is the Question

In the past, when your windshield got some cracks or chips, you had to replace it immediately. Fortunately today, through modern technology, windshields with damages such as these can still be repaired. This allows car owners to save their windshield as well as their money, which they would have spent on a replacement.

However, there are also some limits to the most technically advanced glass repair systems. When a windshield gets severely damaged, it needs to be replaced with new glass.

To repair or to replace the windshield

To know whether a windshield has to be repaired or replaced, the size, site and extent of the damage need to be considered. Most repair shops can fix cracks as long as 3 inches and chips that are the size of a quarter. If the damage goes beyond these sizes, the windshield will require immediate replacement.

There are a number of facilities that allow the repair of cracks measuring up to 1 foot. Therefore, it is best to look around before proceeding with windshield replacement.

Another important factor to consider when choosing between repair and replacement is the site of the damage. When the windshield acquires cracks at its edge, these can easily spread and affect the glass' structural integrity. When they are seen right away, these can still be repaired. In a major of cases, though, it would be best for the windshield to be replaced.

Keep in mind that there are a number of facilities that do not repair chips that are directly in front of the driver's field of view. Repairing chips on the windshield can cause some small distortions in its glass. Instead of compromising the driver's vision, some shops would rather opt for a windshield replacement.

No matter how big a crack or chip may be and where it might be located, it must be repaired right away. When you wait too long for this, dirt can find its way to the area that has been damaged, and this can have an effect on the efficiency of the repair. Damages as a result of accidents and other major impacts can go beyond repair. In these cases, the windshield needs to be repaired.

The cost of repairing a windshield

The cost of repairing chips in the windshield is, more or less, the same across the country. It costs $ 40 to $ 50 to repair a single chip and an additional $ 10 for every extra chip.

The price of repairing cracks is just about the same, but when the crack is more than 3 inches, this requires a costlier treatment.

The costs of replacing a windshield costs much more and varies, depending on the vehicle. Aside from the price of the windshield, the total replacement costs include the molding kit and the labor of installing it.

There is a difference between the price of dealers and independent glass shops. This is because they use different kinds of glass. It is common for dealers to charge more because of the Original Equipment Manufacturer (or OEM) windshield. The kind of glass is the exact same one that was originally installed in the car.

Independent glass shops charge less than dealers because they use windshields coming from suppliers that are non-OEM. Nonetheless, they are made of glass that is similar to OEM windshields in terms of quality, clarity and safety. Non-OEM glass should conform to the safety standards just like OEM glass, if not exceed them. Whenever windshields are replaced, every glass shop advises the use of sealers and adhesives recommended by OEM.

Best Places to Have Your Windshield Repaired or Replaced

There is a variety of options with regards to the repair or replacement of windshields, based on your specific requirements.

Automotive glass specialists

Facilities such as these are experts in repairing and replacing automotive glass such as windshields, rear and side windows. They try to exhaust all efforts to repair and save the windshield before they consider replacing it.

Windshield repair facilities

These are nationally franchised shops that only do windshield repair jobs, such as fixing chips and cracks. They do not replace windshields.

New car dealers

If your windshield has to be replaced, you can go to your local dealer and let them install an OEM windshield. Lots of dealers sub-contract mobile glass services and they do on-site windshield replacement. There are times when dealers also offer non-OEM windshields.

Mobile services for repairing and replacing glass

Instead of going to a facility to have your windshield either repaired or replaced, you can get these services conveniently at home or work, where your vehicle is parked.

General glass services

Aside from repairing and replacing automotive glass, they offer other services like the installation of residential and commercial glass.

Insurance Coverage

Almost all companies that offer automotive insurance cover the replacement and repair of windshields. However, since windshield replacement costs up to ten times more, there is a difference between the coverage of repair and replacement.

When your windshield is replaced, you will be asked by your insurance company to pay the deductible while they pay the cost of replacing it.

The deal is better when your windshield is repaired. Since the cost of repairing a windshield is more affordable than replacing it, a number of insurance companies are willing to forgo your deductible and at the same time, pay for the full repair.

With this kind of arrangement, more customers are encouraged to have their windshields repaired rather than replaced every time they get small chips or cracks. This means considerable savings not only for you, but your insurance company as well.

However, if your windshield badly needs to be replaced, do not hold back. Have a new one installed. It is difficult to see through a damaged windshield and this can make you prone to accidents. The damage may have affected the glass' structural integrity and when this is not replaced immediately, this could further weakened.

To know whether your windshield needs to be repaired or replaced, it has to be carefully examined by a certified glass specialist. In addition to this, before agreeing to any windshield service, verify your coverage terms with the help of your insurance agent.

How windshield repair works

A windshield is repaired by injecting a special resin to the crack or chip by means of a tool attached to the glass. The moment it is injected, the resin is cured then polished. This restores the glass' durability and clearness.

When a windshield gets chipped or cracked, this spreads to the innermost layer of plastic that comes between two glass sheets. There are times when a drill is utilized to create a clean path towards the plastic and the damage is repaired by injecting the resin into it.

Repairing a windshield, just like first-aid, is a preventive measure that keeps losses from becoming worse. The results may be almost flawless in some cases and slightly blemished in others. Whatever the case, windshield repair can effectively prevent the damage from becoming worse.

Chips are different from one other, so some of them will have a better response to glass repair than others. However, a windshield that has been repaired will not be as clear as a newly installed one.

Uninsured Motorist Car Insurance

I wanted to break down the main parts of car insurance for you to understand what each are and why you have to pay so much for each part. The three main parts are liability, collision, and comprehension. This article deals with an option called uninsured motorist.

Uninsured motorist means just that – a driver that doesn’t have insurance. And if they smack you and they don’t have insurance, then you have to sue them to get any money or to get paid for damages. But guess what? If they can’t afford insurance, do you really think you’ll be able to get any money from them if you sue? You could sue and probably win. But then you’d have to get a judgment and IF they had a job, then you could get their wages garnished for years and years to finally pay back the damages.

But it can go deeper than that. What if someone was hurt? Uninsured motorist covers you and your passengers up to the coverage you currently pay for as if you had the accident. So, if you had $100,000 coverage, but it wasn’t your fault, then your insurance company would pay the medical bills.

Try garnishing someone’s wages for $100,000. By the time they got close to paying you off, you’d die of old age.

Some insurance companies combine uninsured motorist coverage with underinsured motorist coverage. Let’s say they have insurance, but not enough to pay for all the injuries and repairs. Then your underinsured kicks in and pays the rest up to your policy limits.

Nobody wants to get into a car accident, especially with someone that doesn’t have insurance. Unfortunately, some people get insurance only long enough to get the tags for their car and then cancel their policy. Sure, they might get a ticket or if they have an accident, get fined, but these laws and fines still don’t get your car fixed.

I wish it was a good deterrent, but I don’t think its enough. Protect yourself. Speak to your insurance agent and discuss this option. Uninsured motorist protection runs on average of about $40 per year for $100,000 worth of coverage.

Discover How You Can Get Cheap Car Insurance Rate And Minimize The Costs Of Your Car Insurance!

Getting cheap products and services are in everyone's mind nowadays since everything seems to have higher prices now compared to decades ago. Car drivers are facing problems with the hiking prices of goods and services. Petrol prices are getting steeper and governments seems to impede higher road taxes nowdays. For a car driver, getting cheap car insurance is no longer an option but it is now a necessity. Having cheap auto insurance can help car drivers to reduce their costs of owning a car. Car drivers are encouraged to practice some steps in order to get lower rates.

Firstly, a research companies insurance is very important to determine the cheapest auto insurance one can find. Online research is so far the easiest way to obtain a lot of quotes. Most insurance companies have their own websites to help potential customers get details and insurance quotes when they are looking for any type of insurance. There are also insurance comparison sites which car drivers can browse around to compare rates between several insurance companies. A research of insurance companies is very important as different insurance companies offer different rates.

Next, having secured cars also helps car drivers to be in a better position to get cheap car insurance. Secured cars are cars installed with adequate safety measures to avoid damages and thefts happening on the cars. When car drivers choose to fit in safety devices for their cars, this not only help to make their cars more protected from any sorts of mishaps, but also guarantee them a spot in getting cheap auto insurance. Car drivers should also get a safe parking space for their cars to minimize the risks of theft and accidents.

Beside that, car drivers with good driving history will have better chances to obtain a lower rates. Insurance companies will offer car drivers with lower drives driving profile lower rates as they are in lower risks to make claims from their respective companies. Therefore, car drivers should brush up their driving profiles in order to secure lower rates.

In addition, the type of cars owned by car drivers will also determine the rates. A car driver owning an expensive car will be guaranteed a higher rate. This is because the fees of repairing an expensive car tend to be very high when the car is damaged. The insurance company insuring the car also needs to pay big amount of money to the car owner when the expensive car is being stolen. Therefore, car drivers who want to get cheap car insurance should consider getting a sturdy and cheaper car which is less sooner to accidents and thefts.

An excellent car insurance is a insurance which is able to provide adequate coverage for a car and its driver yet manage to help the insurance policy holder to minimize the costs.

Avoid Credit Repair Software Fraud

There are copious amounts of advertisements on the internet that promise to help you erase all your debt. It is impossible for a software program to do this for you. Most people are uneducated in the world of finance and these fraudsters usually take advantage of that. As credit repair is a high demand topic, people will try getting their hands on anything that promises them the best. This is unfortunately where people will be scammed out of their money to make credit repair scams a thriving business. If you need to repair your credit score you will be one of the enormous amounts of people seeking help.

In order to avoid credit repair scams you need to know and also take a very good look at the “guarantee” that the product offers. It is important to know that when it comes to credit repair software there is no guarantee. Credit repair is not a sure thing. You should be able to fix a few things that will offer you a higher credit score. It is also against the law to promise guarantees for credit repair and if you get involved in illegal business dealings you might get charged with a crime even though you’re just the victim of fraud.

You should also avoid software programs that ask for a huge sum of money for the software upfront. They will then walk away with the money and you will still be stuck with nothing that they had promised you. Also be careful when they offer to remove all your outstanding debts. If it’s too good to be true is probably is. That debt will not just disappear without you putting some money towards it. If you have a leak in your roof and you don’t fix it or ask someone to fix it for you for a certain cost, it won’t just magically disappear.

There are companies that offer you credit bureau disputes. This software program usually takes those letters and feeds them one after the other to a credit bureau. This is a one dimensional approach and this does not give you the “credit repair” that you wanted. You normally have to challenge bureaus, creditors and collectors. All these institutions can tell you how your credit score will be affected and can possibly be changed.

The reality is that people are uneducated when it comes to the internet and finance. People are so eager to get that “special”, “one of kind” deal that their eyes are closed to the people that want nothing more than to steal your money. Always be careful who you trust and always do comprehensive research into the subject first before you spend money.

Electric Vehicles

Are we ready for "Electric Vehicles and lithium ion batteries" Tired of swiping your debit card or even worse your credit card into the machine to pump fuel? Tired of dishing out your hard earned cash to the oil companies.

Ever thought that there has to be a better way?

The future will bring about change. Is America ready for a change? The answer as it stands right now is "maybe?" The reality is that we are slowly moving toward better and efficient vehicles. Grashing new driving concepts like the "Hybrid Vehicles", or cleaning burning diesel engines. These new concepts are beginning to be accepted and are more common place as we see them driving on our streets and highways. As we move into the next decade will consumers start to entertain further thoughts of what new found technology will bring? Will they look into electric vehicles that may require a totally different concept?

The reality is not really. Consumers will not be ready to jump into something radically new. We have all seen those "futuristic vehicles" that look like they are ready to fly us away to distance galaxies. However we are not ready to run right out and by one or place our families into something like that. What we are ready for is making the jump into something that looks and feels normal. We all want to adapt to a lighter environmental impact on fuel emissions and want better fuel economy. However breaking in new technology requires sizable funding for research and development and proper advertisement.

There are many advantages of owning an electric vehicle over a combustion engine.

Electricity is far cheaper then fuel. Projections state that you will pay @ $ 1.00 in electricity to every $ 4.00 in gasoline.

The second factor is that you wont create any pollution no more harmful emissions.

You wont have to maintain the engine as you would a combustion engine.

No need for oil changes, or emission checks.

Convenience of being able to refuel at home.

One final point is that you will never have to go to a gas station again.

An electric vehicle or "EV" is powered by an electric motor instead of a combustion engine. The EV, gets its power from a controller, which regulates the amount of power. The more you press on the accelerator the more power comes from the controller.

The electric vehicle uses power stored in its rechargeable batteries. The batteries are charged by ordinary electricity. New advancement in batteries such as the "lithium ion batteries give the efficiency and last longer the longer.

There are many automobile makers now that are developing the new "EV's"

Telsa motors has developed a car named the "Telsa Roadster" the manufacturer states that this vehicle can do 0 – 60 mph in 3.7 seconds. Very impressive !!!!

General Motors is due to bring out the new "Volt" sometime in 2010.

Mitsubishi is due to bring out its new "i-MiEV" release will be in Japan.

Subaru will release the new "Stella" EV sometime in late 2009 or early 2010.

Ford Motor company is coming out with several new models.

China has plans to sell "plug-in-electric-cars" in the United States Market as early as next year. The vehicle will be called the "EV" named "E6" will be a five passenger car that can be fully charged in seven to ten hours when plugged into a 110 volt plug.

There website also says that there will be four different types of motors available. With an upgrade of utilizing two electric motors for more power and better accelerations.

Investors and governments will have to evaluate and consider carefully all the new and alternative types of fuels.

New forms of info structures will have to be developed. New ways to approach driving. Will we be prepared to drive a vehicle around for a day then park it in the garage and recharge it overnight? Most people drive there vehicles back and forth to work with an occasional errand after work. In reality they may drive less then 50 miles, so the concept of an electric vehicle will work. Traveling further distances or cross country will require sweeping changes as will need to design new and proper ways for refueling.

Lastly the twenty first century will be remembered as a turning point in the new era of different types of vehicles.

As battery technologies improves proportionality with advances of different composites we will soon be seeing more useful and electrifying electric vehicles are you ready for it?

Keep "Thinking Green" my friends.

How A Personal Injury Lawyer Can Help You

Personal injury cases are reported year in and year out. These are injuries that victims sustain as a result of another person's fault. In the event of personal injury, you are allowed to file a claim to fight for your rights and possible compensation. However, the process can be difficult alone and there are many processes and forms that must be in proper order just to begin a claim. Therefore, it is vital to seek legal assistance from a personal injury lawyer, as this is a professional who is trained in personal injury law, and helps clients to get rightful compensation. Most importantly, the lawyer will stand by you through the entire process to ensure you receive quality treatment and fair compensation.

A personal injury victim can suffer emotionally, physically and psychologically. This means that your life may not be the same again even after receiving treatment. For this reason, a lawyer will collect vital details that enable him or her to present a strong case before the court law. This is to ensure that clients receive rightful and fair compensation so that, you will be able to lead a comfortable life after the incident. Moreover, disability lawyers will ensure that you concentrate more on quick and full recovery after sustaining the injuries. They will offer additional personal support during the battle from the start to the end of a court process.

Additionally, injury lawyers are of great importance in the event of personal injury. Many people who cause personal injuries often provide settlement out of the court. In such cases, a victim can be offered an amount that is pretty low or even unfair, making treatment or repairs almost impossible to afford. However, an attorney understands how to use the right negotiation and litigation skills to ensure the whole process is fair, and as a result, you will receive rightful compensation from the involved party.

Similarly, the lawyer will inform you of your rights. Legal advice is essential when such incidences occur in order for victims to be fairly compensated. What's more, disability lawyers will collect evidence from potential witnesses, collect medical reports and weigh possible legal options to expedite the process of securing fair justice. With the evidence, a lawyer can file a claims case before the court and handle everything on your behalf. Therefore, when you sustain injuries as a result of another person's negligence, never hesitate to consult a personal injury lawyer.

However, for the best opportunity when seeking compensation, it is vital to choose a lawyer wisely. Assets such as experience, communication skills, and qualifications, area of ​​specialty (in personal injury cases) and reputation of an attorney are key factors to keep in mind. Most importantly, choose an attorney which you are comfortable with. This way, it will be easy to share information that enables the attorney to fight for your rights efficiently. Similarly, the lawyer should be dedicated and with the best interests to ensure you receive rightful compensation. He or she should also be highly credible for the best possible exit.

Where Can You Get Affordable Health Insurance?

What is health Insurance

The main reason why you need an affordable health insurance is to help you plan ahead in case of unexpected costs emergencies. The only way you can accomplish this is to compare prices from most leading insurance companies and also choosing a health insurance plan that best suits you. Back in the days, getting a cheap health insurance plan was simply unaffordable. But These days, individuals, small groups, families and students can choose a health insurance plan that is best for them, eg like acquiring a help insurance plan that ensures that an individual suffering from any previous medical condition is not excluded.

A private health insurance plan is totally an unrestricted open market, so those who do not yet have a health insurance plan should consider taking out a plan. For those who are seeking good medical health insurance program, having one is possible through the help of specific companies which specializes in providing health care insurance for individuals and also meeting their requirements and also staying within your budget.

Also for individuals who do not want to use a company, then they can use the internet. One major way Americans get health insurance coverage is mostly through their employers. Many employers receive health insurance coverage for their workers for a limited time thus enabling them receive health insurance coverage. The internet provides an option for a cheaper health insurance. There are lots of companies that provide all types of health insurance plans, making it possible for you and your family to have a specific reasonable and affordable health care insurance plan. Finding out what kind of reputation the company has and how long the company has been in business is a smart idea.

Having a kind of ideal they have for you is advisable also making sure they have been licensed in your state, because it is of no use getting an insurance with a form which has no license and cant get the exact health insurance you want, many agents will help work hard for you, so you could have an affordable health insurance plan which you and your family could live with without great cost. Everyone wants the best health insurance both for themselves and for their families, but only the best health care insurance can do this with low premiums and full coverage.

What are the advantages of health insurance?

Having the right and the best health care insurance is difficult. In order not to get confused, one needs to decide which the best is by doing his or her research thoroughly. The first step to take includes checking out the credentials and also their past performances of the very company you are considering. Just as on insurance outfits does a background check of individuals before accepting proposals, one should also review the financial status including the customer care services of the insurer, by so doing; you stand the chance to know which health insurance company's best for you. One major way for you to get ratings of these agencies such as AM best or Moody's is by using the better business bureau. Many employers use the health insurance scheme to either attract or even retain their quality employers. The health insurance coverage might be a personal scheme or a group scheme organized and sponsored by the employers for employers who work between 20-29 hours per week.

Companies also do not add cost of fringe benefits alongside health insurance, to the price of their product and service. Over the past decades, the cost of health insurance has increased tremendously, surpassing the general rate of inflation in most past years.

The different types of health insurance includes individual health insurance, affordable employee health insurance which is also known as group health insurance, affordable family health insurance, affordable business health insurance etc., your monthly insurance is determined by certain numerous different things. For instance, most promotions based on or depending on your age. So your health insurance rates changes accordingly with the type of health policy you have. If your health insurance is basically for yourselves or your entire family, the procedures must definitely have an impact on any quote you are young or advanced in age, self employed receiving health insurance companies will adjust your premium based upon your age and this will also affect the cost of your health insurance.

What are the disadvantages of health insurance?

Since unforeseen occurrences may occur any time, one will never know when an accident is likely to happen, be it the need to be admitted in the hospital for stitches or a broken bone, you may be in the position to receive help quickly without the worry of receiving a huge bill, unlike when you do not have a health insurance your credit rating bees all the cost. But you can prevent all these problems from happening and also protecting your credits for your future health financially. Increasing the amount of your health insurance deduction is another way in which you can help make sure your insurance rates are lowered. This higher monthly premium is necessary for anyone who has an existing health problem that requires an extensive medical treatment getting a variety of quotes from insurance companies which meets for your health and budgets standards, is a wise decision when selection an health insurance. Searching can be done online and this will have saved you money as well.

Many people feel that they are healthy enough, so they do not need health insurance because they have never had any major medical problems but one thing to note against the possible health insurance is the protection against the possible health problem that may happen in future. It may happen to you in particular or any member of your family, so why not plan on having an affordable health insurance plan today.

Discuss The Timetable With Your Personal Injury Lawyer

There is a standard timetable that your lawyer will follow as your accident claim moves forward. Although you will be anxiously to resolve the matter, an experienced personal injury attorney will tell you there is no such thing as a "fast settlement". You will have to be patient with the process. It will help if you discuss with your lawyer what to expect.

Making the First Offer

The first step that your personal injury lawyer will take is to get all the facts out. This will include your deposition, accident reports and statements from your doctor. When it becomes clear that the evidence is on your side, your lawyer will put in an offer for a settlement.

After allowing the defense to review that offer for at least two weeks, your attorney will reach out to check the current status. If there is room to negotiate with the numbers, then counteroffers will go back and forth for the next several weeks. As your personal injury lawyer will tell you, this is actually a good sign because it means the defense is looking for a way to close the case.

When a settlement has been reached, your lawyer will review all the outstanding payments and promises to pay that will be deducted from the amount. The remaining funds will be issued to you.

Moving Forward With the Suit

If a fair settlement can not be agreed upon, then your personal injury attorney will move forward with filing the lawsuit. The defense should respond to the official filing otherwise they would be in default. When that happens, your lawyer will investigate the reasons and decide the best course of action for moving forward.

Within 8 to 16 weeks of filing the lawsuit, your lawyer will have prepared all the discovery documents. This will include interrogatories that are written answers to questions that you and your attorney will prepare for the defense.

The Trial Start

Once all the proper paperwork has been filed and all the discovery items have been delivered, a trial date will be set for the lawsuit. At this point, it could be six months or more since you initially began the process of filing a claim. With the trial date scheduled, your personal injury lawyer will go through all the pre-trial prep work. That will include reviewing your original deposition and ensuring that your trial testimony will reflect those facts.

Emergency Road Service And Towing And Labor Coverage

Most full coverage auto insurance plans will come with additional protection for emergency road service and towing and labor if the insured vehicle should suffer a breakdown or other problem and help is needed. That can be a great relief for the many people who have no idea how to do something as simple as change a flat tire or jump start a vehicle. But for others, that also can be a waste of money.

Many types of emergency road service plans will pay the cost of sending a tow truck or other emergency responder who will do anything from helping get into a locked vehicle when the driver has left the keys in it to adding some gas to an empty tank. Changing a tire or jump starting a low battery are some of the most common services provided, and jump starts are very common in cold climates when the temperature drops significantly below below freezing for the first time and saps power from the battery.

But there are limits on how often and which types of services are provided. Generally, no more than five gallons of gas will be provided, and then only once every six months, if a plan so stipulates. And if the vehicle can not be started, the owner may simply be stranded as many times the responding vehicle is not a tow truck capable of removing the car, truck, van or SUV and taking it to the owner's home or a repair shop.

In such instances, it is preferable to have a towing and labor coverage rider attached to the car insurance plan. With that additional protection, a tow truck will show up and remove the vehicle and take it to either a repair shop or the owner's home. Advantages of such plans are obvious in they can mean the difference between being stranded in what might be the dead or winter or in the high heat of the summer. And if traveling with the family or perhaps a young child or baby on board, there could be a real danger to the lives of some of the passengers.

So having a towing package on the car insurance could possibly be a lifesaver in addition to a very handy way to get home if there is a breakdown of the vehicle. On the other hand, there are limits to what will be done with towing and labor coverage.

As the name implies, the policy will cover the costs of towing and the labor involved in obtaining it done up to policy limits. And those limits often include total distance to be towed. If near home, that distance might be as little of 50 or 75 miles. And if traveling away from home, it could be as much as 125 miles – but only to the nearest approved repair facility or other destination. Any additional sections towed out of the pocket of the policyholder. And such plans many times will require the policyholder to pay up front for services and then seek reimbursements from the insurer, which could take up to two months to receive.