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Chrome Automobile Emblems

When vehicles are produced they are done so with the manufactures logos and emblems placed on them. These are standard and are a reflection of the make and model of vehicle that you have purchased. In most cases these emblems are visible on both the front and rear of the vehicle. However there are cases when the vehicle might not have enough of these as you would have hoped or in other cases it is possible that the logos or emblems on your vehicle could become dated or unfortunately even go missing. To aid you in all of these above situations you will be happy to know that it is now possible to purchase chrome automobile emblems that are perfect for the make and model of your vehicle to give it that extra personalized touch.

When you look into the concept of vehicle logos a lot of designers see these as a less important part of the vehicle production process. To designers aspects such as down the road graphics are top of the list of priories but what exactly does this mean? It basically refers to what makes a vehicle recognizable from a distance so basically it refers to the shape and style of the design of a vehicle. However no vehicle should be free from emblems so to ensure you have a lot of choice where these are concerned they are now openly available for you to purchase.

Just think of how much your vehicle could benefit from the use of a chrome emblem. It can not only be informative but also gives you an array of choice where design is concerned. This is because when you buy a vehicle it is simply fitted with a standard emblem that is featured on all vehicles of the same make and model, which can often be a bit boring so why not have some fun with it? Instead of just accepting the emblems that are placed on the vehicle why not opt ​​for an alternative slant on it. Or if you simply have the badge logo of your vehicle placed on it then why not advance on this and also include the full make and model of your car in a text emblem. If however you are generally pleased with the make and model chrome emblem that is place on your vehicle why not opt ​​for a badge logo that reflect a technical specification of the vehicle such as an indication of its engine size.

Tired and out of date chrome emblems can really age your vehicle, which is why a lot of people opt to change them as new versions of the logo etc emerge. So you don't have to buy a new car to be up-to-date, instead consider making use of brand new chrome emblems.

Whether you have a Dodge, Mercedes, BMW or Ford, Fiat or a sports car, all of the logos and symbols that are available to you have a chrome finish with crisp detail and precision style. They can also be produced to any size, shape and color and can be customized to match the emblems that are already present on your vehicle. So basically whatever style or finish you are looking for where your chrome emblems are concerned you should have no problem finding them.

Choosing the Right Repair Shop

With the cost of car repair going up, choosing the right repair shop is more important than ever. If you are paying a couple of hundreds of dollars to have your car repaired, you had better be sure that every dollar you've spent was really needed to repair your car and wasn't just an inflated shop's price or totally unnecessary repair.

Which shop is better? The dealership? A large repair shop? A small independent shop?

Each one has it's positives and negatives …

Each one is under pressure to make money in order to survive …

The dealership has the latest diagnostic equipment and the factory trained technicians,
but the cost of labor, about $ 90 per hour, is not uncommon (not to mention the cost of parts …)

Large repair shop. Prices are better than at the dealership, but availability of latest
diagnostic equipment and factory trained technicians are in question …

Small repair shop. These shops simply can't afford the investment needed to buy or
rent the expensive diagnostic equipment or expensive training.

Back to the original question – how to choose the right repair shop? There is no simple
answer ….

First of all, the shop and repair area should be clean and the shop's technicians should be
ASE certified.

There always be a question: how honest are shop's employees? You always need
references from other people, who have used this shop before, and you always have to check
with local BBB (Better Business Bureau) for complaints against this repair shop.

If the nature of your car's problem has been determined, and car doesn't need any additional
diagnostic, like if you need a brake job, you can go to the small independent shop if you
know a good and honest mechanic there. They can do a good job and their prices are very

If your car does need a diagnostic, its always better to go to the place that has the proper
diagnostic equipment (not necesserally the car dealer). Read following information before
you go and spend some money …

Most of the cars on the road today have the OBDII – on board diagnostic system. If you have
inexpensive scanner (code reader) that cost $ 50 – $ 80, you can connect this scanner to the
connector below the steering column and scan on-board diagnostic computer for so-called "trouble
codes. "If scanner shows any trouble codes, refer to the booklet that comes with the scanner.

In most cases, the booklet will give you an idea, which system is mulfunctioning.
Your benefit? If you know what system is mulfunctioning, and the service advisor at the
repair shop tells you that something completely different should be fixed, you know what is
going on …

Also, for example, if your scanner tells you that problem is your oxygen sensor. If problem is not
the wire, that connects the sensor to the car's electrical system, you can call around, get
prices for the part and labor, and choose a place to replace the sensor. If, after repair is done,
your scanner doesn't show the oxygen sensor related trouble code, the problem was fixed!

You can save a lot of money this way!

Like we have said before, the inexpensive scanner (code reader) is your first line of defense
against high auto repair prices and dishonest technicians …

Lastly, the proper maintenance will help to minimize unexpected repairs, which will save you

How to Change Your Car Battery

Most people can change their own car battery. The most difficult part of changing your batter will be lifting it out of the vehicle once you have disconnected the battery terminals, primarily because it weighs so much. By following these simple steps, you will be able to change your own battery no matter where you are.

In order to change your battery you will need battery cleaning solution, anti-corrosion solution, a socket and ratchet, a combination wrench, a wire brush, a new battery, and a screwdriver.

1) Turn off your engine, lift the hood, and locate the battery. Take off the negative (black) battery cable first by loosening the connecting nut with a wrench. Twist and pull the battery cable off of the battery with upwards motion or pry it up with a tool or screwdriver if it is stuck.

2) Repeat this same method with the positive (red) cable.

3) Use a socket and ratchet or a combination wrench to remove the hold-down clamp on the battery, if one exists.

4) Remove the battery from the battery tray. Remember, batteries are very heavy, so hold onto the bottom with both hands. Set it down on the ground to ensure your safety and the safety of your vehicle.

5) Use a wire brush and water to clean away any corrosion from the hold-down clamp and the battery tray. Clean the battery cable connectors with the wire brush as well, but without the water or other liquid. If the connectors have heavy corrosion, you may use a special battery-cleaning solution that is available at most auto-parts stores.

6) Place a new battery in the battery tray and secure it with the hold-down clamp. Re-attach and tighten down the positive (red) battery cable first, then the negative. You may choose to spray the terminal ends with an optional anti-corrosion solution, which will prevent most corrosion collections. Check that the connection is tight, because if the cables move at all, the vehicle may not start.

Most car batteries have at least a 60-month warranty . If it fails within that time period, you can get it replaced for free.

Car Rental Barbados – Affordable and Cheap

Barbados is a lovely island, the gem of the Caribbean Sea, where hire a car and explore Barbados for yourself. It would be the amazing experience travel to Barbados, enjoy the convenience of seeing the island at your own pace. It is the best and perfect choice for your vacation or business needs.

There are numerous car hire companies in Barbados deliver the vehicle from the popular Mokes, to rugged jeeps, and stylish air-conditioned cars for your convenience. Mostly all Cars hire Barbados companies offers discounted car rental Barbados services in Barbados with vehicles, location, terms, and surcharges. Many of the car rental Barbados companies serving all your car rental needs, from airport & hotel pick up and drop off for your convenience, and provide you with a free road map of the island.

Car rental Barbados companies provide large range of vehicles at every destination from low rental rates options through to luxury car rentals Barbados. These companies offer secure online bookings facility for all airports and most major cities around the world for efficient and friendly service to their clients. Many car rental Barbados also arrange for a local driving permit at a very low cost. Free customer care service is available and guided by rental agents about places of interest and major activities in Barbados at the time of renting car, they will be happy to give you directions and indications on our free maps to make your vacation or business trip in Barbados hassle-free and enjoyable.

Variety of reliable and luxury vehicles for vacationers are available in Barbados:

5 or different seater Cars
Automatic transmission
Deluxe air-conditioned
Hatchback vehicles
Fully loaded and well maintained.

The experience in your Barbados rental car would not be complete without visiting and exploring some of the beautiful Beaches in Barbados. Proper recommendations will make your holiday great so it good to collect all the knowledge of places of interest and their pictures. Some car rental companies also provide free guidance and service that you can visit in your rental car easily. Some Good car rental companies also offer free route planners that guide you about adventure routes, the restroom stops and places to eat along the way.

Characteristics of a Good Automotive Repair Mechanic

Knowledgeable on various auto parts.

This is perhaps the most basic characteristic that any auto mechanic should have. Lots of different auto parts are out in the market today. And because we, as car owners, do not necessarily possess the sufficient knowledge when it comes to vehicle parts, we will inevitably depend on the expertise of our mechanic. A simple trick to determine if your chosen car specialist really knows his business is to ask him to differentiate a few parts and gauge whether he is confidently answering your question or is just making his way around.

Diverse background on automotive repair experiences.

Years ago when the makes of our vehicles were much simpler, any mechanic would have been okay. But with today's high-tech and complex vehicles including family sedans, sports and luxury cars, SUVs, and pick-up trucks, we need someone who has a diverse background in automotive repair services. Mistakes have no room when it comes to automotive repair as these will only make things even more costly. Choose a mechanic who has certifications of training programs and classes that he has attended. The mechanic's time spent in studying as well as in the actual practice of automotive repair is very advantageous for us car owners.

ASE certified to be an automotive repair professional.

Speaking of certifications, perhaps the most famous and widely recognized one, when it comes to professionals in the automotive industry is the ASE certification. Annually, an estimated 100,000 automotive technicians take ASE certification exams each May and November at over 750 locations.

With an ASE certification, we are assured that our mechanic has good background in all automotive services because an ASE certification requires a minimum of two years work experience in addition to passing a series of examinations that include Engine Repair, Engine Performance, Electrical / Electronic Systems , Brakes, Heating and Air Conditioning, Suspension and Steering, Manual Drive Train and Axles, and Automatic Transmissions for auto technicians alone. There are separate tests for those who want to be collision repair technicians, engine machinists, parts specialists, and others.

Furthermore, all ASE certifications have expiration dates which requires technicians to re-test every five years to keep up with technology and to remain certified.

Works in a reputable auto center.

Unfortunately, ASE certifications apply only to individuals and not to auto centers. However, an auto center with at least one ASE certified mechanic is allowed to display the ASE sign. Furthermore, an auto center that has 75% ASE certified mechanics among its employees are given the Blue Seal of Excellence from the ASE.

Aside from the ASE recognition, other signs that we should look for an auto center include neat and well-organized facility complete with modern equipment, courteous staff, and good policies (regarding labor rates, diagnostic fees, guarantees, etc.)

Highly recommended by family and friends.

Nothing can attest to the quality service that any auto center and mechanic can give than testimonials of our family members, relatives, and friends. Ask for referrals and recommendations. Local community organizations and business listings are also good sources of information.

Car Buying – Five Most Important Steps

Car shopping can be very stressful. A wrong decision can have far reaching negative consequences that affect people's lives. Therefore, car shoppers should consider all options before signing a contract. The following provides an explanation of some of the most important steps that a car shopper should consider.

Step 1 – Make A Decision on Car Type

A decision on car type is an obvious starting point which should be directed by your 'needs' as a car shopper as opposed to your 'wants'. If you let 'wants' direct the needs, this can lead to an expensive mistake. If you are a car shopper and you want to understand your needs, these mostly evolve around:

1. Engine – the most dominant factors in this is the fuel type (diesel engines are more efficient than petrol) and the size of the engine (which determines the power for speed and acceleration);

2. Transmission – there is one of three options, manual, automatic or semi automatic with automatic being an option for those that like to avoid changing gears because they spend a lot of time behind the wheel. Automatic vehicles are most often less fuel efficient than manual vehicles;

3. Size of the vehicle – what will be the average number of passengers seated in the vehicle for most journeys and is there a requirement for additional space?

4. Likely Usage – how frequently and how far will the car be driven each week? If it is a company car then the chances are that it will generate a lot of miles on longer journeys quickly. However, if it is a family car that is required for school runs and grocery shopping then there will likely be a large number of short journeys. For cars on long journeys the engine size and transmission type become important to optimize efficiency.

Step 2 – What Is Your Monthly Budget?

If you are not buying a car with cash and are looking to use car finance (hire purchase, car leasing or car loan), once you have made a decision that narrows down the car type, the next critical decision is to decide on your budget for monthly car payments. A general rule is that your total monthly payment shouldn't exceed 20% of your net salary (ie; your take home pay) per month.

Step 3 – How Should You Finance Your New Car?

The four most common ways to finance a new car are by paying cash, by using hire purchase, taking out a loan with a finance company or by leasing the car. These four different finance options can be categorized in to two main groups of car finance:

1. Those with which you ultimately take ownership of the car (paying with cash, car loan or hire purchase – with hire purchase you don't own the car until your final payment); and,

2. Those with which you don't own the car unless you opt to buy it at the end of the finance period – car leasing. There are primarily two types of car leasing: (a) An operational lease (also known as contract hire), you don't actually own the car you just pay a monthly fee to keep it for a period typically between two to five years; and, (b) Lease / Buy (also known as contract purchase), you pay a monthly fee to keep the car but you have the option to buy the car at the end of your contract (for a price agreed at the time of signing the original contract).

Therefore, the decision that must be made is whether or not you want to own the car. To do this you need to consider the benefits of car leasing vs car buying. There is an enormous amount written on this and great debate as to which is better. However, there is no correct answer and depends on the circumstances of the car shopper. Nevertheless, the benefits of each are:

Benefits of Car Leasing vs Car Buying:

1. Businesses avoid at least 50% of the cost of VAT (if they use contract hire);

2. No large upfront deposit;

3. You obtain a more prestigious vehicle for less money (sometimes as much as 60% less);

4. You update your car every 2 – 4 years;

5. You avoid the stress of buying and selling as the new vehicle is delivered and the old one is picked up by the leasing company.

Benefits of Car Buying:

1. There are no contractual restrictions such as penalties for excess mileage or wanting to change a car earlier than expected;

2. If interest rates are low and the vehicle is one that depreciates quickly (some cars depreciate as much as 40% in the 1st 12 months) it might be best to buy the car.

Step 4: What are the costs of ownership of your preferred car?

It is wise to consider the costs of owning a vehicle over the entire life of the vehicle. For example, there could be two cars that you are looking at and one is cheaper to buy than the other. However, the cheaper car might actually cost you much more over the entire period that you have it rather than the one that is more expensive upfront. Costs that you should consider are annual road tax, fuel and maintenance costs, insurance and depreciation (depreciation is not an issue with car leasing)

Step 5: How To Find The Best Car Prices

By now you should have a short list of at least your top 3 vehicle choices with your number 1 option being the most cost effective. However, you now want to understand how to find the best price for your preferred vehicle. The fastest way to determine the cheapest price for your new car (whether you are buying or leasing) is to use the internet. There are many different types of car websites that compare the cost of cars and the cost of car finance. You should spend some time looking at these and by doing so locating what is the cheapest and what is the average price.

How To Compare Car Insurance

When looking for the best auto insurance policy possible it is very important for you to spend some time comparing your options. When doing so you need to consider quantity and quality. This will refer to the quantity of insurance quotes you are able to gather, against the quality of the policies that you end up choosing. If you are really looking for cheaper prices, consider these tips on how to compare car insurance quotes.

Obviously it will first be important for you to spend some time gathering quotes. There are three main ways in which you can do this. To get a broad view at the market you can go to comparison sites. If you have any specific providers in mind then you can go direct and this can be done both over the Internet and also over the phone.

When you come across any quote there will be several things that you need to consider. First off, you need to guarantee that the coverage you are looking for is the same. It is very difficult to compare apples and oranges and therefore if the different quotes you are gathering have different levels of coverage then it is impossible to do a proper comparison.

You need to consider the deductible. When the deductible goes up, the premiums will go down. This inverse relationship will help you to save money if you need to because you can simply raise the deductible in order to save money. When searching for quotes, therefore, if you find two that offer you the same premium then they should both have the same deductible as well. If one has a high deductible then it is effectively not offering such good value for money.

You also need to consider how the company structures its payment requirements. Some companies will allow you to pay on a monthly basis, on a quarterly basis, on a half-year basis, or in full. Others will only offer one or two of these different options. Always consider exactly how you would like to pay when concerning your own cash flow preferences. Also find out if you would get any type of discount for paying in full. Some companies offer this because you will not be at risk of missing payments.

To compare car insurance you also need to actually compare the specific provider, particularly in reference to their financial stability. Financial stability and reputation are important and therefore you should any choose providers that rank well in these particular departments.

The World's First True Automobile

Karl Benz is the German inventor who created the first "true" automobile at his Mannheim shop in 1885. In contrast with Daimler's vehicle, which is a horse carriage adapted to run with an engine, the "Motorwagen" has a chassis designed to run using engine power. The three-wheeled wagon was patented on January 29, 1886 was powered by the first four-stroke engine patented by Benz.

A year earlier, Gottlieb Daimler and Wilhelm Maybach patented the "grandfather clock engine" that became a prototype of modern gas engines. This was used to power the first carriage without a horse.

Mercedes-Benz traces it roots from Benz & Cie, established in 1871, and Daimler Motoren Gesellschaft (DMG), established in 1890. They sold the first automobile in 1892.

The "Agreement of Mutual Interest" signed in 1924 laid down the future merger of Benz & Cie and DMG that officially took effect on June 28, 1926. The economic necessity of World War I influenced the forging of the agreement that eventually gave birth to Daimler -Benz.

The brand Mercedes-Benz came out after the merger. The brand Daimler was already a France and United Kingdom license and hence, no longer available for Daimler-Benz. The brand name Mercedes was given to a model designed by Maybach, one of the founders of DMG. In 1899, the name "Mercedes" has been painted by racer Emil Jellinek in a DMG racing car in honor of his daughter to keep good luck. In 1902, it was formally adopted as a model name of an automobile manufactured by DMG.

After the merger, the brand name Mercedes-Benz was applied to all models of automobiles made by Daimler-Benz. Mercedes-Benz is thus the world's longest running automobile brand produced continuously. The three-pointed star designed by Gottlied Daimler and the traditional laurel wreath used by Karl Benz added by the text of "Mercedes Benz" brand name was used as the company's logo. The plain ring with the three-pointed star used by the company today was not used until 1937.

Daimler-Benz assembled Hitler's armored Mercedes limousine in 1943. Aside from limousines, significant numbers of noted sports cars were also produced such as the SSK developed by Ferdinand Porsche. Classic cars like the 1955 300SL Gullwing Coupe landed as a Ralph Lauren collection. The 300SL of 1954 also made a hit in the New York Automobile Show.

Less expensive cars were also developed, such as the Volkswagen prototypes built in Stuttgart with Porsche. The reputation for quality and reliability has long been associated with the Mercedes-Benz name. JD Power noted its increased focus on costs and volume, making it a benchmark for the industry average for initial quality in 2005.

In 1998, Daimler-Benz merged with American's Chrysler LLC. The resulting company was then known as DaimlerChrysler AG. In reality, it was actually Daimler-Benz that bought out the ailing Chrysler. On May 14, 2007, Daimler AG and Chrysler LLC separated. The shareholders of Daimler consider the move a favorable to them because it will allow Mercedes-Benz to be free to decide for itself without the distraction from its US partner. Daimler however retains a 20 percent minority stake in Chrysler.

Mercedes-Benz is almost a cult for its many devout believers. Let your three-pointed star stand out even if away from your car's hood with Mercedez-Benz keychains . These are available from the Internet's No. 1 keychain wholesaler in varied designs made of flawless materials.

How to Buy Classic Car Insurance

Collector Car Insurance and Classic Car Insurance

If you are fortunate enough to own a classic car – or any collectible automobile – then you want to ensure that your luck does not run out because of having inadequate insurance coverage. Call it covering your butt – or covering your "asset" – but by all means, call one of the major providers such as American Collectors, Haggerty, or Parish Heacock insurance companies and let them put you in the driver's seat in terms of professional protection of your cherished automotive investment.

How to Kick the Tires on Classic Car Insurance

The whole idea of ​​insurance is that it needs to do what you expect of it in an emergency, when the rubber really hits the road. And classic car insurance is as different from conventional auto insurance as, well, a classic car is from your run of the mill generic vehicle.

When you buy a classic car insurance policy, you are essentially purchasing protection for those times when – God forbid and knock on wood it doesn't happen – disaster strikes in the form of a fire, a collision, or an act of theft or vandalism . Just as we now have modern airbags to save us in the event of a crash, we also have collector's car insurance, to protect us with adequate moneybags when calamity throws a wrench in the works.

The time you invest in choosing the right classic car insurance coverage is well worth the value and peace of mind that a quality collector's insurance policy delivers for owners of classic motor cars.

The Nuts and Bolts of Classic Car Insurance Coverage

Collector car insurance is not the same as the insurance you buy for normal coverage of your daily transportation. Collector car insurance, or classic car insurance, is made especially for the needs of the car collector. And while ordinary insurance does offer some protection, no matter what you drive, it can leave you high and dry in the event of a loss that it not effectively covered by the terms of the insurance contract.

For example, you may have a garage-kept Cadillac Sedan DeVille with swooping fins your grandparents bought for $ 7,000 brand new back in the 1960s. But dealers have offered you three times that much, and you saw another one sell at an auto show for $ 35,000. If you don't have special collector car insurance or classic car insurance, and the car is totaled, you will be lucky to get $ 7,000 for it. With depreciation calculated in, the insurance statisticians may decide that it is worth only half that much, or less, and you could wind up with two or three grand in exchange for your dream machine.

Stipulations or requirements normally encountered while shopping for collector car insurance or classic car insurance :

  • A decent driving record.
  • At least 10 years driving experience
  • No teen drivers on the policy or drivers with poor driving records
  • Secure and out of the weather garage
  • Proof that you have another car for daily transportation
  • Collector vehicle insurance is sometimes limited by the age of your car, and if your car is too young it may not qualify for a particular policy.
  • Limited mileage. You probably don't want to drive your creampuff car all the time, and your insurance company doesn't want you to either. Mileage limits have increased recently, though, so if you can live with 250 miles a month you're probably okay.

Coverage with collector car insurance or classic car insurance : Three kinds of value are important to understand when buying your policy. 1) Actual cash value: This is what you usually get with ordinary insurance, and is based on replacement cost minus depreciation.

2) Stated value:

The insurance company pays up to the stated value of the car, but may not guarantee the full stated value. And deductibles of up to $ 1,000 usually apply.

3) Agreed value:

In most jurisdictions, those who provide collector car insurance or classic car insurance are allowed to insure for a value that you and your insurer agree upon. And for most autos, there is no deductible. If your $ 100,000 vintage Rolls get trashed, you get a check for 100 grand, plain and simple – which is exactly why collectors use special classic car insurance coverage.

Do a periodic review of your coverage limits , because classic car prices are rising. What you insured your cherry classic for ten years ago may be a fraction of what it's worth today. And if you are restoring a vehicle, ask your agent to give you appropriate insurance. There is no need to pay extra based on mileage statistics, if your car is up on blocks with no engine inside it. And as the car's value increases thanks to your hard work of restoring it, you should raise the coverage to keep up with the added value of the restoration.

Keep all your receipts and paperwork – for everything from parts and labor to expenses incurred to take it to a classic car show – so that you can document the total investment your collector's car represents. And take photos and keep them updated, for the same reason. And Last But Not Least: Special Savings Opportunities

As long as you meet the criteria in terms of how you use and take care of the car, you can usually buy a policy.

Traditional insurers will either refuse coverage, offer only a replacement value based on the nuts and bolts (minus heavy depreciation) of the car, or will charge you a prohibitive amount for the premium. But many collectors find that special collector's coverage saves them money – as much as half – while insuring them for higher limits, sometime three or four times what a traditional company gave them.

Yes, it's possible to get collector's insurance coverage for full market value for your car, and save up to 50 percent off of the premium you'd pay with ordinary insurance. That makes classic car insurance a must-have for any serious car buff.

Below is information about three of the most reputable and dependable collectors and classic car insurance companies in the USA (All information listed below subject to change, please contact the insurance companies listed to be sure.):

Hagerty Insurance PO Box 1303 Traverse City, MI 49685-1303

Email: auto@hagerty.com Toll Free: 800-922-4050


  • Similar to the others listed below, but please contact Haggerty for details.

American Collectors Insurance PO Box 8343 Cherry Hill, NJ 08002 Email: info@americancollectors.com Toll Free: (800) 360-2277 Qualifications (subject to change or regional laws so check with the company for specific up-to-date information).

  • At least 15 years old
  • Garage-kept
  • Driven on a limited, pleasure-only basis (up to 5,000 annual miles – available in most states)

You may also qualify by:

  • Having at least 10 years driving experience
  • Having a good driving record
  • Having at least one "regular" vehicle for every licensed driver in the household You may request a policy application either directly from American Collectors Insurance or through your local insurance agent (rates are the same either way).

Parish Heacock Classic Car Insurance PO Box 24807 Lakeland, FL 33802-4807 Email: info@parishheacock.com Toll free: (800) 678-5173 Qualifications (subject to change or regional laws so check with the company for specific up-to-date information).

  • Each household member of driving age must have at least 10 years driving experience or be excluded.
  • Each household member must have a regular use vehicle less than 15 years old that is insured with liability limits equal to or higher than the limits being applied for on the collectible vehicle.
  • All licensed members of household and any other drivers of the vehicle must be listed on the application.
  • Maximum of two accidents or violations in the household, maximum of one per licensed household member in past 3 years. No major violations permitted in past 5 years.
  • A Driver Health Questionnaire must be completed for all drivers over 70 years old.
  • Auto must be stored in a locked permanent garage facility when not driven.
  • Auto may not be used for commuting to or from work or school, used for business purposes or as a substitute for another auto.
  • Autos not covered while on a racetrack or when being used for: racing, speed, driver's education, or timed events.
  • Must display pride of ownership: well maintained, in restored or well-preserved condition.
  • Vehicles under restoration must be stored at residence or a restoration shop, with a target date for completion. Agreed value coverage is not available on cars under restoration. Eligibility subject to company review.
  • Replica Vehicles and Pro Street vehicles are subject to company review.
  • Trucks and Jeeps must be over 25 years old, and not be used for towing, hauling, off-road or utility use.
  • Generally do not require appraisals, but may ask for one if vehicle value is difficult to determine.

Automatic Garage Door Openers Are A Great Investment

The concept of a garage door system arrived during the Second World War. Garage Door Openers have been saving Americans from back injuries for over 35 years, yet there have been few new modifications or major innovations in these garage door openers. Believe it or not some people have voice activated garage door openers instead of you having to place your finger over the button when you walk from your house to the garage.

Garage door can keep the home safe because when they close the doors are locked automatically, this way you don't have to worry about locking the doors. Garage doors are important features in a security system for a number of reasons and those who use openers, however, need to be mindful of a few things. The main parts in a garage door opener system are: transmitter, the remote control, safety sensors, key pads, receiver / remote kits, screw drive and much more.

The garage door openers are automatic and so convenient they are standard in most garages today. An automatic garage door opener is not just a convenience; it's an investment in your house, and an important home appliance that will get daily use for many years to come. An automatic garage door opener is a terrific convenience and it may give you a sense of security as well.

When building a home it is sometimes confusing when trying to figure out the opening of the garage door. The rough opening for a garage door, simply put, is the actual size of the door itself. You should make sure the garage door is properly balanced you can do this by slowly opening and closing the door, when the bottom of the door hits the floor evenly and the door doesn't sway back and forth the door is balanced.

The reason garage door openers do not burn out is because the springs allow the door to open easily by pulling the door up so the opener has less strain on the motor, the springs also help if you need to open the door manually. Usually two types of springs are used linear expansion and tensional springs. The springs on your garage door can pose a safety hazard. These kinds of springs are installed over a shaft that helps roll the door up to the open position. Garage door springs are very dangerous, even when the garage is closed, as they contain large amounts of potential energy (that's just waiting to be suddenly converted to kinetic energy, ie movement) and have killed or seriously injured many people.

Some garage door openers offer heavier steel or a sturdier design. Some garage door openers do not use the steel chain pulley system; they use a screw threaded steel rod that turns to move the garage door up and down. If you are deciding on which type of garage door to purchase keep in mind the differences between wood and metal, the wood doors need to be taken care of just like a deck, you need to stain or paint it so it doesn't rot, a steel door is easier to maintain. If you decide to get a steel door the main thing to check is that it has been properly prepared to prevent rust.