If you've been involved in a crash due to someone else's negligence, you could be entitled to money to pay for your lost wages, medical bills, and pain and suffering. But there is a substantial gap between being entitled to something and actually getting your hands on it. Insurance companies don't stay in business by doling out fair and generous payments to crash victims. Since they know most people do not want to go through the hassle of filing a suit, they can often get away with making a very minor offer, which will more than likely be accepted. If you are looking for more than that, you need to contact a car accident attorney. Before you hire one, however, here are some mistakes you should try not to make.
Making a Statement
Almost any car accident attorney will advise that a potential client refrain from giving any kinds of statements to the opposing insurance company. It is almost a given that you will say something that could eventually hurt your case. This is because the insurance company knows how to get you to say things that will do just that. Even if you have the best intentions, don't underestimate the wiles of someone whose entire career is built on minimizing loss for their company. Keep your mouth shut whenever possible and consult a lawyer before saying anything to anyone.
Releasing Your Medical Records
You are not obligated to release your medical records to anyone, least of all the opposing insurance company. Based on the premise that they want to ensure you get the money to cover your bills, they may request that you do this. Unless you're confident that you do not want to hire a car accident attorney and move forward with aggressive negotiations and a possible lawsuit, you should politely decline this request. Let your lawyer decide when and how your medical records may be reviewed by the opposing side.
Admitting Fault
This seems like one of the most obvious things to avoid, yet it is one of the most common mistakes drivers make after being involved in a crash. Perhaps it seems rude not to take some responsibility for an incident. Whatever the reason, you should endeavor to resist the temptation to accept blame. Even if the entire thing was your fault, you gain nothing by admitting it and may open yourself up to legal proceedings in the future. Keep mum on the issue of blame until you contact a car accident attorney to discuss your options.
