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If you haven’t already given up on cars altogether, then you can cut the bus pass and put the bicycle back in the garage. The reason for this is the hybrid car. A hybrid car is just like a regular car, but with an additional electric motor. With the pressure from what seems like all sides to go “green,” a hybrid is an excellent start towards that initiative. Think that’s the only reason to buy a hybrid? Think again. Hybrids can save you money on auto insurance, gas, and more.
How does a hybrid save me money on auto insurance?
Depending on the company you carry insurance with, you may be eligible for a discount on your policy if you own a hybrid vehicle. The discount can be as much as ten percent(10%), not bad for just owning a specific type of car. Not every hybrid gets that much of a discount, so be sure to check with the auto insurance company first and don’t be afraid to shop around.
In addition to providing a substantial discount on auto insurance, hybrid cars can also provide great gas mileage, which is an additional savings. You may be wondering how these cars get such great gas mileage. When you are driving the car and have to press on the brakes, the car battery saves up some energy. Then, when you press the gas pedal and start driving again, that stored energy is released to the electric motor for use. At this point the two motors are working together, thus allowing for the gas engine to use less fuel because it is not carrying the entire load. Some hybrid cars can get over 40 miles per gallon (mpg). Getting that kind of miles per gallon can lead to huge savings, especially when added along with the auto insurance savings.
Believe it or not, there are even more ways to save with a hybrid vehicle. The following hybrid incentives are beginning to be phased out, but you may be able to still get the savings. Some states offer special incentives for having a hybrid vehicle, such as: toll discounts, parking incentives, and tax breaks.
Usually when one thinks about a hybrid vehicle the first thought that comes to mind is “good gas mileage.” The second thought is “hybrids are expensive.” Now, maybe we should add “I can save on auto insurance with a hybrid” to our list of first thoughts. While it is very true that hybrids have a higher sticker price than most non-hybrid vehicles, when you add in all of the discounts and savings, the price suddenly isn’t so bad. Be cautious when choosing your hybrid purchase, because some models are hybrid in order to enhance performance (more power), and may not get the great gas mileage hybrids are so well known for.
So, if you are coming to that point in time when you are ready to start looking for a new car and you wouldn’t mind saving money on your auto insurance, fuel bill, and even your taxes, consider getting a hybrid as your next car.
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Source: http://ezinearticles.com/?Auto-Insurance—Hybrid-Equals-Savings&id=1396582
