{"id":95,"date":"2016-11-07T18:11:25","date_gmt":"2016-11-07T18:11:25","guid":{"rendered":"http:\/\/techfeatured.com\/automotive\/195\/cheap-auto-insurance-quotes-tips-for-getting-the-lowest-rate"},"modified":"2016-11-07T18:11:25","modified_gmt":"2016-11-07T18:11:25","slug":"cheap-auto-insurance-quotes-tips-for-getting-the-lowest-rate","status":"publish","type":"post","link":"https:\/\/techfeatured.com\/automotive\/195\/cheap-auto-insurance-quotes-tips-for-getting-the-lowest-rate","title":{"rendered":"Cheap Auto Insurance Quotes &#8211; Tips For Getting The Lowest Rate"},"content":{"rendered":"<p>[ad_1]<\/p>\n<p>Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.<\/p>\n<p><b>1. Give them details<\/b> &#8211; If you don&#8217;t provide information about your zip code, marital status, car&#8217;s safety features, and annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that you qualify for.<\/p>\n<p><b>2. Shop around<\/b> &#8211; Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don&#8217;t forget to check out your current insurance company, they may have lower rates for new customers that you may be able to negotiate for yourself.<\/p>\n<p><b>3. Raise your deductible<\/b> &#8211; Higher deductibles equal lower insurance premiums. For example, increasing your deductible from $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.<\/p>\n<p><b>4. Cut the miles you drive<\/b> &#8211; For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car&#8217;s mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.<\/p>\n<p><b>5. Switch drivers<\/b> &#8211; For married couples, compare insurance quotes between the male as the main driver and the female as the main driver. You may get a lower quote if the female is insured on a truck and the male is insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.<\/p>\n<p><b>6. Add an anti-theft device<\/b> &#8211; By installing car alarms or a tracking system in your car, you will get a discount from auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.<\/p>\n<p>[ad_2]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[ad_1] Finding auto insurance quotes online is easy, but finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes. 1. Give them details &#8211; If you don&#8217;t provide information about your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[83,301,300,302,6,98],"_links":{"self":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/posts\/95"}],"collection":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/comments?post=95"}],"version-history":[{"count":0,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/posts\/95\/revisions"}],"wp:attachment":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/media?parent=95"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/categories?post=95"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/tags?post=95"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}