What is a recreation vehicle?<\/b> Do I need to insure it?<\/b> <\/p>\n
The first questions to answer would be, what is a recreation vehicle and why would you choose to insure it. <\/p>\n
A recreation vehicle is one that you would normally use to fun \/ relaxation. For example if you normally use your car to commute but on week-end drive a motorcycle then the motorcycle is considered to be a recreation vehicle. But on the other hand you use your motorcycle to go to work on hot days then the bike is no longer considered to be a recreation vehicle. <\/p>\n
Some of the more common recreation vehicles are: <\/p>\n
* Motorcycles <\/p>\n
* Boats <\/p>\n
* Snowmobiles <\/p>\n
* Moto-cross bikes \/ trail bikes \/ Quad bikes <\/p>\n
* ATV's (All Terrain Vehicles) sometimes used for trail rides or hunting <\/p>\n
* Travel Trailers <\/p>\n
* Motorhomes <\/p>\n
* Caravans <\/p>\n
* Personal Watercraft (jet-skis, Inflatable and so on) <\/p>\n
Do you need to get a recreation vehicle insurance?<\/b> <\/p>\n
In almost every case the answer is yes, the most common reason is because most good insurance company will not charge you a premium for using a vehicle from time to time. You are usually not penalized for having a recreation vehicle. In most cases a recreation vehicles is well looked after, and because, by definition, it is only used once in a while, most insurance company will offer some very low quotes. <\/p>\n
But the other important reason is because most recreation vehicles are not used as often so the likelihood of something happening increases. <\/p>\n
You must accept that you are not familiar with that vehicle as you are with your everyday one. So the likelihood off an accident increases. <\/p>\n
You should always check with your insurance company that your insurance is up to date; it is often easy to assume that a vehicle is covered for, say, 12 months when in fact it is only covered for 6 months. <\/p>\n
You must also ensure that you are carefully following the policy, if your recreational vehicle is an RV, (Motor home or Caravan), does your license allow you to drive it? <\/p>\n
Is the vehicle itself 'legal', (can it legally be used for the purpose you are insuring it for?) <\/p>\n
Remember that is almost all cases, breaking the local laws will null and void the insurance policy. <\/p>\n","protected":false},"excerpt":{"rendered":"
What is a recreation vehicle? Do I need to insure it? The first questions to answer would be, what is a recreation vehicle and why would you choose to insure it. A recreation vehicle is one that you would normally use to fun \/ relaxation. For example if you normally use your car to commute […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[83,5902,45],"_links":{"self":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/posts\/5241"}],"collection":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/comments?post=5241"}],"version-history":[{"count":0,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/posts\/5241\/revisions"}],"wp:attachment":[{"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/media?parent=5241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/categories?post=5241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/techfeatured.com\/automotive\/wp-json\/wp\/v2\/tags?post=5241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}